Newsletter

Issue 130, Weekly Wealth Newsletter: 19th Feb 2024 – 26th Feb 2024 Economic Times has analysed that 76% of Mutual Fund underperform benchmark for last 7 Year. 157 Equity mutual fund schemes that have completed seven years in the market and found that 119 equity schemes have failed to beat their respective benchmarks. In other words, 38 equity schemes have managed to outperform their respective benchmarks in a seven-year horizon. These 119 equity schemes were from midcap, large & midcap, focused fund, large cap, flexi cap, ELSS, value fund, small cap fund, and contra fund categories. It is very important to Review your Mutual Fund Portfolio for every 4 Months. When was the last time you reviewed your portfolio with respect to Fund Performance and your Goal Alignment? Call us @ 63795 18807 to Review your Mutual Fund Portfolio Weekly Market Update Domestic equity markets rose during the week after witnessing a fall in the previous week as key benchmark indices S&P BSE Sensex and Nifty 50 rose 1.16% and 1.19% respectively The rally in the market was broad-based as the mid-cap segment and the small-cap segment also closed the week in green. Domestic equity markets rose following the ease in domestic retail inflation data of Jan 2024, which remained under the RBI’s upper tolerance level for fifth consecutive time. Sentiments were improved following the lower than-expected inflation data from U.K. of Jan 2024. Gains were extended following the weaker U.S. retail sales data along with below than expected industrial production data of Jan 2024 that raised the expectations of rate cuts by the U.S. Fed in near future. On the BSE sectoral front, S&P BSE AUTO rose 4.97% following the encouraging sales data released by the Society of Indian Automobile Manufacturers that showed Passenger Vehicles, Three Wheelers and Two Wheelers posted growth of 14%, 9% and 26% in Jan 2024 compared to Jan 2023, respectively. S&P BSE Oil & Gas rose 3.15% as analysts expected healthy marketing margins of oil marketing companies in FY25 due to possibility of increase in prices by these companies after the General Election 2024. Mutual Fund Corner SBI Energy Opportunities Fund – NFO India’s energy sector is on a trajectory towards self-sufficiency, aligning with the Aatmanirbhar Bharat vision. Positioned as one of the largest and fastest-growing energy markets globally, the country is witnessing a shift from conventional combustion to electrification. Projections indicate a robust 6.4% CAGR in energy consumption, excluding coal and oil, until 2050. With a natural advantage in green energy, India is expected to transition from an energy-deficient state to being energy self-sufficient. To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Stock of the Week ICICI Bank CMP – 1022 Target –  1200 ( In 6 – 12 Months Time Frame) CICI Bank is a Second largest private sector bank in India offering a diversified portfolio of financial products and services to retail, SME and corporate customers. The Bank has an extensive network of branches, ATMs and other touch-points. Strong Long Term Fundamental Strength with Tier 1 Capital Adeqacy Ratio of 16.76% Healthy long term growth as Net profit has grown by an annual rate of 63.01% The company has declared Positive results for the last 21 consecutive quarters High Institutional Holdings at 90.16% With ROA of 2.2, it has a Fair valuation with a 3.2 Price to Book Value For your Equity recommendation – open a De Mat account with Angel Broking with this link https://tinyurl.com/yfe6m7dl This week Media Publications At this week Nanayam Vikatan – Business Vs Mutual Funds – Where to Invest your Money? Pick up your copy, magazine is at your nearest stands. Middle Class to Million Dollar Book To Buy my Untold Wealth Secret Book from Flipkart Untold Wealth Secrets: Buy Untold Wealth Secrets by Sathish Kumar at Low Price in India | Flipkart.com Facebook Youtube Whatsapp Instagram Linkedin This Newsletter is from Creating Wealth Company – For Private Circulation only. For more information connect with Sathish Kumar @ 9841058689 You can also connect with us investments@sathishspeaks.com Visit – www.sathishspeaks.com for More Details. Disclaimer Mutual Funds and Stock Market Investments are subject to market risks, pls read all scheme-related documents carefully. The past performance of the mutual fund is not necessarily indicative of future performances. Mutual fund does not guarantee any returns or dividends. This report is for informational purposes only and contains information, opinions, and material obtained from reliable sources every effort has been made to avoid errors and omissions and is not to be construed as advice or an offer to act on views expressed therein or an offer to buy and/or sell any securities or related financial instruments, we shall not be responsible and/or liable to anyone for any direct or consequential use of the contents thereof. Reproduction of the contents of this report in any form or by any means is prohibited.

Issue 129, Weekly Wealth Newsletter: 12th Feb 2024 – 19th Feb 2024 There are too many Young Indians are getting into Intraday, Futures and Options. Many people feels that they are an expert when their calls go right for short time and then they make money. Sebi released a detailed study on the P&L of individual traders in Futures & Options. Stop Speculating and Start Investing wisely!! Call us @ 63795 18807 to Invest in Mutual Funds and Stock MarketTake advantage and grow with Indian Stock market Weekly Market Update Domestic equity markets fell during the week after witnessing a rise in the previous week as key benchmark indices S&P BSE Sensex and Nifty 50 fell 0.68% and 0.33% respectively The small-cap segment also closed the week in red, however, the mid-cap segment closed the week in green with healthy gains. Domestic equity markets fell following the reports of better-than-expected U.S. non-farm payrolls figures in Jan 2024 that raised doubt on the likelihood of an early interest rate cut by the U.S. Fed. Even though the RBI held the policy repo rate at 6.50% for the sixth time in a row at its monetary policy meeting that concluded on Feb 08, 2024, the losses were extended in the lack of any significant indication of a rate reduction. On the BSE sectoral front, S&P BSE Oil & Gas experienced a rise of 3.80% supported by a persistent rally in oil marketing companies. The sector held a modest advance as the market weighed down geopolitical risks in the Middle East. S&P BSE FMCG fell 2.26% because of lower than-expected earnings of some leading companies in Q3FY24. Mutual Fund Corner Investment Strategy – HSBC Multi Asset Allocation Fund To invest in SIP & in Mutual Funds Click the link and start your investments instantly, http://www.assetplus.in/partner/sathishkumar Stock of the Week ITC CMP – 415 Target –  480 ( In 12 – 18 Months Time Frame) Established in 1910, ITC is the largest cigarette manufacturer and seller in the country. ITC operates in five business segments at present — FMCG Cigarettes, FMCG Others, Hotels, Paperboards, Paper and Packaging, and Agri-Business Nil Debt Company with Strong Long Term Fundamental Strength Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 23.77% However, Flat Financial results for 2023 is a concern for ITC High Institutional Holdings at 85.29% Healthy long term growth as Net Sales has grown by an annual rate of 8.27% Stock is providing a good dividend yield of 3.07%. Company has a good return on equity (ROE) track record: 3 Years ROE 25.0% For your Equity recommendation – open a De Mat account with Angel Broking with this link https://tinyurl.com/yfe6m7dl This week Media Publications Top 4 Best Stock Pick for 2024 Where to Invest, Business Vs Mutual Funds?   ITC Stock has fallen by 20%, Should you invest now? 3 Golden Rule to Create 1 Crore Corpus Safe Investment Option for Beginners. Middle Class to Million Dollar Book Man and his struggle to generate and preserve wealth is eternal. One thing which is common among everyone in this society, that everyone has financial dream and aspiration to become Crorepati. Middle Class to Million Dollar is a guide to understand how simple and common sense in Personal Finance can help you to get wealthy Corpus. Click here to purchase the book from Amazon Buy Middle Class to Million Dollar / மிடில் கிளாஸ் முதல் மில்லியன் டாலர் வரை Book Online at Low Prices in India | Middle Class to Million Dollar / மிடில் கிளாஸ் முதல் மில்லியன் டாலர் வரை Reviews & Ratings – Amazon.in To Buy my Untold Wealth Secret Book from Flipkart Untold Wealth Secrets: Buy Untold Wealth Secrets by Sathish Kumar at Low Price in India | Flipkart.com Follow us on social media https://www.youtube.com/channel/UCSORk6rz3re4qx2IXQr5o2A To Join in Free whats app Group https://chat.whatsapp.com/CGCtfJIYLdLH5YfGWG3b58 https://www.facebook.com/sathishskumarspeaks https://www.instagram.com/sathishspeaks/ https://www.linkedin.com/in/sathish-kumar-m-6ab2706/ This Newsletter is from Creating Wealth Company – For Private Circulation only. For more information connect with Sathish Kumar @ 9841058689 You can also connect with us investments@sathishspeaks.com Visit – www.sathishspeaks.com for More Details. Disclaimer Mutual Funds and Stock Market Investments are subject to market risks, pls read all scheme-related documents carefully. The past performance of the mutual fund is not necessarily indicative of future performances. Mutual fund does not guarantee any returns or dividends. This report is for informational purposes only and contains information, opinions, and material obtained from reliable sources every effort has been made to avoid errors and omissions and is not to be construed as advice or an offer to act on views expressed therein or an offer to buy and/or sell any securities or related financial instruments, we shall not be responsible and/or liable to anyone for any direct or consequential use of the contents thereof. Reproduction of the contents of this report in any form or by any means is prohibited. 

The difference between winning and losing mutual funds couldpossibly stretch to Rs 2.5 crore in 20 years. I’m talking only about a small Rs 50,000 monthly SIP @ 15% over 20 Years. The difference between 12% of returns and 15% of returnsover 20 year period is 2.5 Crore. And how much damage it could possibly make to your financialfortunes in the long term. Before putting even a single rupee in mutual funds, I strongly urgeyou to have a Strong & Fool Proof Investment Process If you think, you need any help in investing, reach us@ 63795 18807 Weekly Market Update Mutual Fund Corner Nippon Multi Cap Fund http://www.assetplus.in/partner/sathishkumar Stock of the Week Persistent Systems CMP – 576 Target – 670 ( In 6 – 12 Months Time Frame) For your Equity recommendation – open a De Mat account with Angel Broking with this link https://tinyurl.com/yfe6m7dl This News letter is from Creating Wealth Company – For Private Circulation only.For more information connect with Sathish Kumar @ 9841058689 You can also connect with us investments@sathishspeaks.com Visit – www.sathishspeaks.com for More Details.DisclaimerMutual Funds and Stock Market Investments are subject to market risks, pls read all scheme related documents carefully. Past performance of the mutual fund is not necessarily indicative for future performances. Mutual fund does not guarantee any returns or dividends.This report is for informational purpose only and contains information, opinion, material obtained from reliable sources and every effort has been made to avoid errors and omissions and is not to be construed as an advice or an offer to act on views expressed therein or an offer to buy and/or sell any securities or related financial instruments, we shall not be responsible and/or liable to anyone for any direct or consequential use of the contents thereof. Reproduction of the contents of this report in any form or by any means are prohibited.

Call us @ 6379518807 to Invest in Mutual Funds and Stock MarketTake advantage and grow with the Indian Stock market Weekly Market Update Mutual Fund Corner Nippon Multi Cap Fund http://www.assetplus.in/partner/sathishkumar Stock of the Week Persistent Systems CMP – 8639 Target – 10,500 ( In 6 – 12 Months Time Frame) For your Equity recommendation – open a De Mat account with Angel Broking with this link https://tinyurl.com/yfe6m7dl This week Media Publications This News letter is from Creating Wealth Company – For Private Circulation only.For more information connect with Sathish Kumar @ 9841058689 You can also connect with us investments@sathishspeaks.com Visit – www.sathishspeaks.com for More Details.DisclaimerMutual Funds and Stock Market Investments are subject to market risks, pls read all scheme related documents carefully. Past performance of the mutual fund is not necessarily indicative for future performances. Mutual fund does not guarantee any returns or dividends.This report is for informational purpose only and contains information, opinion, material obtained from reliable sources and every effort has been made to avoid errors and omissions and is not to be construed as an advice or an offer to act on views expressed therein or an offer to buy and/or sell any securities or related financial instruments, we shall not be responsible and/or liable to anyone for any direct or consequential use of the contents thereof. Reproduction of the contents of this report in any form or by any means are prohibited.

A Story of a Over Confident Customer. He was reasonably Rich & living acomfortable Life. His son completed Chartered Accountant in 2022. As he was a Proud Father, he wanted his son to Manage his Portfolio. He Believed that Stock Market Investing is all about Number Crunching and Balance Sheet Analysis. He pulled out all money and handed over his portfolio to his Son. But in 1 year, he come back again and mentioned that his son lost 45% Money on his Portfolio, while the market has given exceptional returns in 2023. This is called Over Confidence Bias. That kid thought he knows more than everybody else just because he is a Chartered Accountant. That Bias made him to lose his father’s hard-earned money. Investments does not only require to understand the Balance Sheet but to view the Stock Market as Business. Respect Market, they are interesting because most of us cannot understand them. Call us @ 63795 18807 to Invest in Mutual Funds and Stock MarketTake advantage and grow with the Indian Stock market Weekly Market Update Domestic equity markets fell for the second consecutive week as key benchmark indices S&P BSE Sensex and Nifty 50 fell 1.01% and 1.02% respectivelyThe fall in the market was broad-based as the mid-cap segment and the small-cap segment also closed the week in red. Domestic equity markets fell to heavy sell-off across the sectors as sentiments were dampened following the SEBI’s draft paper that aimed to tighten ultimate beneficial ownership norms for overseas investors with effect from Feb 1, 2024 Muted Q3FY24 earnings of some index heavyweight companies extended the losses further. Sentiments were further dampened following rise in U.S. Treasury yields that attracted the foreign portfolio investors away from domestic markets. On the BSE sectoral front, S&P BSE Realty fell 4.45% following the drop in investments from U.S. institutions in the domestic real estate market that fell by 39% in 2023 to $1.35 billion amid global uncertainties S&P BSE Power rose 1.52% after data showed that the country’s electricity generation rose 8.7% YoY in December quarter and average peak demand during the quarter increased 13.8% YoY to 218 gigawatts. Mutual Fund Corner Nippon Multi Cap Fund The primary investment objective of the scheme is to seek to generate capital appreciation & provide long term growth opportunities by investing in a portfolio constituted of equity securities & Equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities. The fund has 98.37% investment in domestic equities of which 36% is in Large Cap stocks, 21.97% is in Mid Cap stocks, 23.75% in Small Cap stocks. To invest in SIP & in Mutual Funds Click the link and start your investments instantlyz Stock of the Week Persistent Systems CMP – 8639 Target – 10,500 ( In 6 – 12 Months Time Frame) Low Debt Company with Strong Long Term Fundamental Strength Healthy long term growth as Net Sales has grown by an annual rate of23.61% and Operating profit at 32.31% The company has been able to generate a Return on Capital Employed (avg) of 31.38% signifying high profitability per unit of total capital (equity and debt) With ROE of 22.7, it has a Very Attractive valuation with a 14.6 Price to Book Value The stock is trading at a premium compared to its average historical valuation Over the past year, while the stock has generated a return of 88.71%, its profits have risen by 15.4% ; the PEG ratio of the company is 4.3 High Institutional Holdings at 50.69% For your Equity recommendation – open a De Mat account with Angel Broking with this link https://tinyurl.com/yfe6m7dl This News letter is from Creating Wealth Company – For Private Circulation only.For more information connect with Sathish Kumar @ 9841058689 You can also connect with us investments@sathishspeaks.com Visit – www.sathishspeaks.com for More Details.DisclaimerMutual Funds and Stock Market Investments are subject to market risks, pls read all scheme related documents carefully. Past performance of the mutual fund is not necessarily indicative for future performances. Mutual fund does not guarantee any returns or dividends.This report is for informational purpose only and contains information, opinion, material obtained from reliable sources and every effort has been made to avoid errors and omissions and is not to be construed as an advice or an offer to act on views expressed therein or an offer to buy and/or sell any securities or related financial instruments, we shall not be responsible and/or liable to anyone for any direct or consequential use of the contents thereof. Reproduction of the contents of this report in any form or by any means are prohibited.