Blog

With 8000 No of Schemes and a vast number of Mutual fund choices often confuse the Investors.  Investors will tempt to pick up multiple choices and category on their portfolio. But how to select the funds and how to build up your Mutual Fund Portfolio is both an art and science. Your Mutual Fund Asset Allocation should be based on these 3 Criteria With these 3 criteria you may choose the following combinations of funds Do not try to have all the categories to your asset allocation for the sake of diversification. When you have a huge number of schemes in your portfolio (More than 15) it gives only bloated and difficult to monitor and to review your portfolio. Have only selected and high performing 5 funds in your portfolio. Remember schemes don’t get high returns, only the asset allocation will bring best returns for your wealth creation. Also be remembered to review your portfolio every 3 months to check the performance of the funds as the financial markets are dynamic. Take Your First Step Towards Smarter Investment Decision. To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish KumarEquity Fund Manager | Financial Consultant | AuthorFounder – Creating Wealth CompanyEmail: creatingwealthadvisory@gmail.comWhatsapp / Call – +919841058689http://sathishspeaks.com/http://vanigam.org/chm5/Sathishkumar.M-vcard.htm Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Death is often not only a reality check in Family but with personal finances too. LIC has more than 15,000 Crore as unclaimed money. The beneficiaries not even aware that a corpus money is available with them and that can be utilised for their financial emergencies.  As you are struggling your loss of loved ones, it’s not only an emotional loss but may be a financial loss too. If an active and financial spouse passes away suddenly, it is a night mare for a family to make claims and complete the financial tasks.  Here are the simple checklists you can start with  Most of people they do not even inform the family about the money matters, financial assets they possess. It is important to keep a personal record of all details like Your Stock Broker, Insurance Agent, Tax Consultant, Wealth Manager and all phone numbers. Message me in whats app @ 9841058689. If you want a checklist of what your family should know as a ready reference. Keep your Personal Finances is simple and organised so that you can be reviewed regularly in 3 months interval. Connect with me @ 9841058689 if you want to know manage your finances effectively. One call can change your finance forever. To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish KumarEquity Fund Manager | Financial Consultant | AuthorWhatsapp / Call – +919841058689http://sathishspeaks.com/http://vanigam.org/chm5/Sathishkumar.M-vcard.htm #sathishspeaks Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

There has been a sharp rally in the equity index due to Covid 19 Fall in March. Markets are expecting second quarter results. Consumer Demand for Festival Season and US Elections are major focus for market.  Mid and Small segments are performed better and in fact Small Cap Stocks are best performance among all category as on 30th Sep 2020.  Large Caps Segment constitutes the largest segment in the equity stock market and this category will continue to dominate the economy. If the economy does well again, then large cap is the category will gain. With the bullish view on Indian Economy for next 3 years, large cap funds will give opportunity to gain from Indian equity. It is not possible for the broader market to move unless the large cap rally participates. IT, Health Care, Auto are the sectors are benefitting from newer demands. Overall companies are working on newer business models, cost optimisation and operations. With quite a few Large Cap companies are under consolidation phase and with the newer demands and operational optimisation, any investor should have at least 50% of his participation in Large Cap Category. Not only the large cap brings you the essential diversification but also brings down the portfolio volatility. While the investors can able to invest in stable business and which usually dominate every sectors and categories. To invest in best performing large cap fund, connect with me at 9841058689 One Call Can Change your Finance Forever Click the link & Start your Mutual Fund investment – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Sathish KumarEquity Fund Manager | Financial Consultant | AuthorFounder – Creating Wealth CompanyWhatsapp / Call – +919841058689http://sathishspeaks.com/http://vanigam.org/chm5/Sathishkumar.M-vcard.htm Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Investors are always fascinated with new ideas when it comes to investments. Their love and experimentation are also on high spirits in recent times with more thematic funds and have seen very high inflows of money. But is this category really delivers the returns and adds value to your portfolio? Consider this Thematic Funds Returns chart for 1, 3 5 years. *Source Credit – Value Research Thematic Fund investment is an adventure because it requires very higher risk appetite and complete conviction in that sector. This proposition ( High Risk and High Conviction ) is not suitable for most of the investors. The investors who have substantial investment on all categories, having an appropriate asset allocation can look out for thematic fund choices. This investment is not suitable for beginners and normal investors.  Remember the high returns are not based on funds or schemes – It is determined by Asset Allocation. Choose your Asset Allocation carefully and take home optimise returns. Take Control of your Finances Click the link & Change your Financial Life – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar Sathish KumarEquity Fund Manager | Wealth Consultant | AuthorWhatsapp / Call – +91 9841058689http://sathishspeaks.com/ Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Author Benjamin Graham objective is to provide an investment policy book for an ordinary investor. The typical investor has a tendency to follow the market instead they should be doing Portfolio Risk Management Strategies The Intelligent Investor puts special emphasis on 3 Strategies Investment Vs Speculation – Activities of Investment and speculation are separate. If you must speculate, Graham advises to limit their allocation not more than 10% of their investment funds Intelligent Investing involves Investor and Inflation – An investor must have a concern on the inflation, it lowers the value of the wealth created.  Rule of Diversification  – Investors must be vigilant for the unanticipated. That means there is never a perfect time to be in only one asset category (don’t put all your eggs into one basket). The intelligent investor must minimize risk by anticipating the unforeseen. Diversification is the foundation of such a strategy. The defensive investor is unwilling, or unable, to put in the time and effort required to be an enterprising investor.  Instead of an active approach the defensive investor seeks a portfolio that requires minimal effort, research, and monitoring. Investor and Market Fluctuations – The stock market is prone to wild fluctuations. Many investors focus on timing the market. In other words, they try to predict the market through direction, momentum, or various other indicators they believe predict the future.  Through out The Intelligent Investor, Graham demonstrates that the investor should use pricing to make buy and sell decisions. We want to buy stocks when they are priced below their fair value and sell stocks when they advance above fair value. If every investor did their research and only bought stocks with a margin of safety and  below intrinsic value of the company. Few key pointers that Mr.Graham has mentioned about stock picking are And there are many more pointers available at The Intelligent Investor Book. This book is a manual for anyone who should be investing in stock market. I request every one reading this summary should also take a look at the Intelligent Investor Book at once. To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Click the link & Start your Mutual Fund investment  – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar Sathish KumarEquity Fund Manager | Wealth Consultant | AuthorWhatsapp / Call – +91 9841058689http://sathishspeaks.com/ Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Stock grid analysis is a dynamic portfolio framework where the analysis is based on Historical performances based on market cycles Compared to the previous market falls, the big fall during the current COVID-19 pandemic so far is the steepest since the Global Financial Crisis. Prabhudas Lilladhar have analyze this past behaviour of Nifty 50 constituents during and post market crises and divide stocks into categories showing consistent patterns as explained below in the table. This performance analysis of the stock categories as per the framework used during the bottoms of the past market crisis. They calculate the market cap weighted performance of each category from the start of the correction and calculate the market cap weighed return of each category on the date corresponding to the market bottom. On relative performance basis, Protective winners, Steady Performers and Economic Cyclicals consistently outperform during recovery periods, while Economic cyclical are quick to rebound To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Click the link & Start your Mutual Fund investment  – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar Sathish KumarEquity Fund Manager | Wealth Consultant | AuthorWhatsapp / Call – +91 9841058689http://sathishspeaks.com/ Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

What an investor should do when the country fights the corona virus and protecting the citizen through lock downs. When most of the economic activity has stopped and the current situation has taken a toll on the lives like Job Losses, variable pay & Salary cut, practice these hacks to navigate this hardship and tide over situation with lesser pain. Handle the cash with Care Cash is King. Try to be frugal with cash with no Malls, Cinema, Entertainment, Eating out etc. Be mindful when you spend your resources. Remember when you do the underwater swimming the utilisation of oxygen is very important if  you want to swim longer, it is better to preserve your oxygen. Here the oxygen is Cash, remember go frugal and spend only on essentials. It’s the time to identify and differentiate between Want Vs Need.  Prepare for pay cut or Variable pay Don’t complain on the current situation. When you are prepared for the worst, it is easier to recover and act. The quicker we adapt to this new norms, the easier for us to take decisions and move on. Cash flow is a problem for both employer and employees.  Managing your existing debts  Try not to add new debts on this situation. It is not the home loan that put you in the problem. The credit issues always revolve around with unpaid credit card outstanding and personal loans. If you have too many high cost debts to be serviced, you can even consider liquidating some of your assets and pay off your high interest loans.  Upgrade your skills to stay ahead Look ways to learn new skills online and remember this – Old ways never bring higher profits. Pick up some skills which can compliment to your job and current line of work. This might open some new opportunity in and outside of your current job. Review your Asset today  The difference between a Rich & Successful person and ordinary person is knowing what you own.  Categorise your assets into Fixed Income, Gold, Financial Assets and Real Estate. Check your asset allocation and diversification of your assets. Analyse and observe that whether you need to alter or your portfolio is matching the model portfolio and finally – Review your Money principles Call me to review your existing portfolio @ 9841058689 Click here to take advantage of this situation and make your investments http://www.assetplus.in/partner/sathishkumar One Call Can Change your Finance Forever Take Your First Step Towards Smarter Investment Decision. Sathish KumarEquity Fund Manager | Wealth Consultant | AuthorWhatsapp / Call – +91 9841058689http://sathishspeaks.com/ Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

A little debt won’t hurt you, thats how the borrowing habit starts. If everyone has enough money for all their needs, then borrowing is not required at all, but we don’t live in an ideal world. Borrowing becomes compulsive when we have huge aspirations, impulsive spending and peer pressure. When banks, NBFC’s offers easy borrowing, loan offers, quick disbursals and easy processes, consumers are always lured. But keep these pointers in your mind when you are about access loans. For most of the people, Borrowing is more of a habit than needs. Debt costs money, even in impulsive credit card spending too.  For your financial planning and investment advisory – Reach out to me at 9841058689. To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish KumarEquity Fund Manager | Wealth Consultant | AuthorWhatsapp / Call – +91 9841058689http://sathishspeaks.com/ Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Mutual funds have become a great investment platform for all types of investor because of its High Returns, SEBI Regulations, managed by professionals & Experts, Tax benefits and Diversification.  But there are more than 8000 schemes are there in the market and how to choose a best Mutual fund.  Before you invest in Mutual Funds – Pls consider the following factors in detail Fund Past Performance Even the past performance does not guarantee the future, but the 10 years past performance history will tell us about how the fund fared in different market cycles and also to check whether the funds has beaten the benchmark or not with consistency. Risk Appetite As you know, investing in mutual funds investment involves some risk, so select a mutual fund which suits your risk appetite and Risk Reward Ratio. Asset Under Management ( AUM ) Less AUM in any scheme might be risky, High AUM will also tell us that how many other investors trust this scheme and popular among investors.  Fund Manager  Every scheme has been managed by fund manager and it’s important to know the fund manager track record, credibility and his experience. Because a lot of performance is solely depend on the fund manager expertise.  Investment Objective It is also essential to understand the goals and objective what it wants to deliver for its investors. The offer document will help you to understand the diversification, risk profile and which category the money will be invested. Conclusion When it comes to money data and statistics are non-negotiable. Either you do these research and analysis or leave these mattes to experts to handle and give their opinions.  Connect with me on 9841058689 to invest in high performing Mutual Funds and one call can change your finance forever To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish KumarEquity Fund Manager | Wealth Consultant | AuthorFounder – Creating Wealth CompanyWhatsapp / Call – +919841058689http://sathishspeaks.com/ Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

From the father of Value Investing – Benjamin Graham to Legendary Investor Motilal Oswal Co Founder – Raamdeo Agarwal all advocating the same Timeless Principles of Stock Picking ( His Networth Exceedes 1 Bn USD According to Forbes ) In my last blog i have written the value picking principles from Famous Book – The Intelligent Investor  and in this blog lets understand how Indian Legendary Investor has succeeded in Value picking  Raamdeo Agarwal’s  Notable investments are  Here are a few of the famous and most profitable investments made by Mr. Raamdeo Agarwal in the early phase of his career: Raamdeo an investor for his personal purposes should have invested in a maximum of 15 stocks. According to him, 15 stocks is too much. He instead would suggest 10 stocks. Investing in multiple stocks gives investors the benefits of diversification. The Secret Formula behind Raamdeo Agarwal is QGLP  Quality  He purchased shares of Financial Technologies at 1150 and forced to sell it up at 150.  Quality ensures Strong Management, Leadership, Competitiveness, Share among Competition, Geography Presence and ability to offer the product at a reasonable price so that they can scale it up. Growth  If the company is not growing atleast twice of the GDP – Never buy the share of the company. Quarter of quarter growth on Turn Over & Profits are Key Ratio to check the Growth of the company Longevity Average staying period of investor in stock market is 3.2 Years. Buying a stock is equal to building a business than participating in business. So Buy Right and Sit Tight is the formula he always advocates Price  Valuations and Price are always an important factor to evaluate the entry point. If the price is not sync with the Intrinsic Value, Price to Book Value and Price Earnings Ratio are critical  Buy a Wonderful Business – Not just a Stock Call me to buy stock based on these parameters and criteria One call can change your business forever *To open a Demat and Invest in Direct Stocks with my Recommendation* https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 *Click the link & Start your Mutual Fund investment  – Right Here, Right Now*  http://www.assetplus.in/partner/sathishkumar Sathish KumarEquity Fund Manager | Wealth Consultant | Author Whats app / Call – 9841058689https://sathishspeaks.com/ Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/