Blog

World and India has imposed a greatest lockdown to fight this Covid 19.  The forecast from Economists are India will shrink its GDP and will be Negative for this year. This doom and gloom are something new in the last 50 Years…. Never Happened.  But not the stock markets, the PE levels of the few companies are even touched the pre covid Levels  How it is Possible for the Stock Markets are behaving like festival times, but the entire nation is mourning over its economy? Markets are meant to reflect the economy but unfortunately they do not always do so. If the market is fuelled by fundamentals it is a great time for long term investors and secular growth when price rises because profits are on growth path But the markets also go against the grain of fundamentals when fuelled by liquidity flows like  Quantitative easing, rate cuts etc has infused cash in the system and has increased liquidity  When all the money ( Both the Excess Liquidity from US as FII Money Nearly 22000 Cr of FII Money has got invested in June 2020 and MF Monthly SIP Surplus of around 7000 Cr every month  ) are diverted to investment markets giving an illusion that “all is well” everything is “back to normal” Pls be aware that such liquidity driven bull markets need not sustain themselves and are likely to correct sooner or later when the liquidity moves out. Analysts were asked investors to be most cautious at these times . Markets today are as expensive as they were before the pandemic Pre Covid levels. This means the corporate profits are down, fundamentals are down but but the market price isn’t reflecting the same. Price is rising although Earnings aren’t. Also Markets reflect the Average of 30 to 50 stocks and at times a few stocks rise disproportionately making the Average look good. Keep this in mind before we generalize economic revival. Conclusion There are few investors who wants to take tactical advantage of market by timing the low levels. But i always insisted that take part in the market at staggered tranches. Spilt your lump sum investment over 3 month horizon and invest – you will never be disappointed. One Call Can Change your Finance Forever Reach out to me in 9841058689 for all your Personal Finance advisory Click the link & Start your Mutual Fund investment  – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Whats app / Call – 9841058689 How the Stock Markets are up, when the Economy is down? Click the link and understand  https://sathishspeaks.com/how-the-stock-markets-are-up-when-the-economy-is-down One Call Can Change your Finance Forever Reach out to me in 9841058689 for all your Personal Finance advisory Click the link & Start your Mutual Fund investment  – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Whats app / Call – 9841058689 Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Till now, tax-savvy investors have chosen the Dividend strategy on Mutual Funds more because of Tax Arbitrage.  A dividend Distribution Tax of 11.65%  ( 10% of DDT + 12% od Surcharge and 4% Cess ) on Mutual Funds is lower than the Capital Gains from the short-term tax rate of 15.6% ( Inclusive of Cess ) As dividends become taxable from 2020 Apr, It is no longer viable for Client to keep their money in Dividend schemes and it is completely wise to stay away from Mutual Funds Dividends Schemes. With dividend made taxable, the growth option is more beneficial and tax efficient. Many of Mutual Funds investors need regular income, If you need regular income from Mutual Fund investments, just withdraw required money from the mutual fund as Systematic withdrawal plan. If you do this you will end up paying much lesser tax for the same withdrawal amount, because the withdrawals are subject to Capital Gains and not as Income Tax. Regardless of whatever the changes on the recent budget by our Finance Minister, dividend strategy is always a bad idea. It never allows your money to grow compounded.  Now you have all the right reason to change your strategy from Dividend to Growth. To Invest in Mutual Funds – Click this link and Start your SIP / lumpsum Investments Now http://www.assetplus.in/partner/sathishkumar I am reachable at 9841058689 – One call can change your Finances Forever. Helping people to Increase their Networth and Wealth. Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Email: creatingwealthadvisory@gmail.com Whatsapp / Call –  +919841058689 Click this link to Buy my Untold Wealth Secrets Book –  *It’s time to Change your Mutual Fund Dividend Strategy* *Click this link and understand the current taxation implication on Dividend Strategy*  https://sathishspeaks.com/its-time-to-change-your-mutual-fund-dividend-strategy *Click the link & Start your Mutual Funds Investment – Right Here, Right Now*  http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Equity Fund Manager | Wealth Consultant | Author* Whatsapp / Call –  +919841058689 www.sathishspeaks.com Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/ Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Wall Street Veteran and Author James Cramer have written this book and in this he has mentioned about the perception of Stock Investing and strategies and Techniques to make astute decisions in Stock Investing. He explains in a simple and engaging way how every investor can get rich with a prudent and methodical approach. Lesson 1 – Conservative investors need not shy away from stocks Most people view stock markets with a lens of caution and often avoid investing in stock markets due to the perceived levels of risk. Due to this, it can be said that many people are actually afraid to invest in stocks. However, that need not be the case. Whether you are a conservative investor or an aggressive investor, it does not matter. All you need to do is understand the Stock Market. To create a successful stock investing experience, investors can reflect on the following themes which are made to last. These themes that have tremendous potential and can be considered as multi-year investment opportunities Lesson 2: Invest in ‘bankable’ management The people at the helm, the CEOs and senior management steering the company, matters the most. This gives rise to the concept of ‘bankable’ management. While investing in a company, it is very important to evaluate the senior management. Knowing their record and character of the CEO, how he has previously contributed to this firm or other firms that he might have worked at, and what he can bring to the future of the organisation will determine, more than any other factor, whether you will be able to get rich investing with that leader and very likely that that the investors make good money over long term. Lesson 3: Macro trends and policies are highly relevant in stock investing Another important lesson to learn is that we can’t just put our blinkers on and look at only a few factors while considering stock investing. The world is becoming increasingly globalised with the boundaries between countries dropping. This means that there are a host of factors, both micro and macro, that impact the fundamental value of a stock. Thus, it is important to first estimate the world’ growth, then estimate the sector’s growth within the world’s prospects, and then focus on figuring out how a given company is performing in that sector and what management is doing to exceed the average performance of companies in that sector. Measure your company’s growth rate against both the rate of growth in its own sector and the rate of world or Domestic Growth.  Lesson 4: There is no substitute for doing your own research Research is one of the main building blocks of stock investing. When you put money into stocks it is important for you to understand the core essence of stocks and also of the companies that you are investing in. Make an effort to understand important terminology related to stocks. What stocks mean, what is price, what is market capitalisation? Once this is done, make an effort to understand research terminology. What are earnings, what is growth, what is a P/E ra􀆟o? Knowing these can help you make be􀆩er stock investment decisions. Do not look at factors in isola􀆟on. Instead, make a note of all the factors that can impact a company’s stock price, take advice from trusted experts, and then weave all these inputs together to create a holistic picture. Thus, make an effort to understand your investments. Ignorance is never a good strategy. Lesson 5: Keep a long-term view on investing To successfully avoid market pitfalls and mitigate the volatility that is accompanied with stock investing, it is important to adopt a long-term approach to investing. When you invest in good companies, you need to keep holding them to reap their true benefits. This can only happen over the long-term. The best way to strike a balance between greed A viable way to gain exposure to equities is through equity mutual funds. These funds are professionally managed where the fund managers invest in the stock market based on a specific investment mandate and pre-determined risk levels. Further, investors can choose from Various equity schemes to suit their risk-return requirements. This can help investors get the desired equity exposure. The main thing is that investors must start their investment journey ‘now’.  Take Action and invest now with Mutual Fund by clicking the link http://www.assetplus.in/partner/sathishkumar To open a Demat and Invest in Direct Stocks with my Recommendation One Call Can Change your Finance Forever @ 9841058689 Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whats app / Call – 9841058689 Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

The popularity of Bitcoin surges in the recent times, since the Bitcoins has brought whopping 200% 2020. It has captured the interest of the investor who are looking forward for alternative investment.  What is Bitcoin? Bitcoin is a Crypto Currency ( Digital Currency ) The identity of the crater has never been revealed ( though Craig Wright Claims himself as a creator)   There are more than 2000 varieties of Crypto Currency as there currently.  You can buy Bitcoins in 2 ways – Buying & Mining  Buying Bitcoins is a simpler process, as you are buying it from someone who are booking profits and exiting. Mining is difficult process as you need to solve complex algorithms and mathematical calculations, with this you can get rewarded with small part of Bitcoin, which is virtually impossible as the creators will never allow individuals to mine it. The current price of 1 Bitcoin is Rs.27.18 Lakhs as on 11th Jan 2021. As the Mining of Bitcoins has become complex, there is an artificial demand for Bitcoins in the recent times, which pushes its price upwards. What stoked the rally was the participation of larger institution than the retail participation. Unlike gold the supply of Bitcoins are shrinking.  Even though Bitcoins has offered highest return of 200% in 1 year, the retail and small investors should stay away from this high volatile investment because, If you are retail and small-time investor, stick to your asset allocation to Mutual Funds, Direct Stocks and stay away from high volatile and high-risk investment like Crypto Currencies.  If you still wish to participate, limit your exposure to 5% of your Networth.  One call can change your finances forever – Reach out to me @ 9841058689 To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ 6 Reasons not to get tempted with Bitcoin The popularity of Bitcoin surges in the recent times and It has captured the interest of the investor who are looking forward for alternative investment, click here to understand more on Bitcoins To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Every equity portfolio has delivered an exemplary return, because of the current bullish trend is with the Indian equity market. And now the new normal with all equity investors is diversifying their portfolio with global exposure. Almost all AMC ( Mutual Fund Companies ) have US Feeder Fund and few with China and European Markets too. Till some time ago, only HNI’s can invest in US Stocks and global markets, but today the Mutual Funds has made it extremely simple for retail investors too. In the current scenario, the exposure of current global equity market is even lesser than 0.5% of Total  Asset Under Management, but this is rising significantly.  Here are certain criteria that every investor should keep in their mind, when they invest in foreign feeder fund. Focus on Valuation  Investors think that US Tech will give them better returns than Indian Tech Funds because of the tech disruption and global branding. But the returns produced by NIFTY Tech Index is 42% compared to 39% of US Tech Funds. Also the US Tech PE levels are higher than Indian PE Nifty Tech Index.  Being Selective with Markets  Don’t rush and invest your money into all the destinations. US is the first and foremost choice. It is the largest, stable and deepest market. It has good ecosystem, regulation and legitimate too. USD remains the global reserve currency and US market offers the strong systems that can protect the investor interest against malpractices. China is an emerging economy and delivered good returns in the past and looking promising for the future too. But it is a risky bet given the government controls everything.  UK, German and Japan are other possible destinations, but I will strongly recommend to diversify only after US and China.  Tax Compliance When you invest in global Investment funds, the taxation is treated and equal to Fixed Income for tax purposes. Meanwile the long term capital gains can attract tax rate of 20% after indexation benefit.  Should you invest in Global Funds? Never Bet Against India. Invest only when you completely explored all the categories in Indian Mutual Fund schemes. Indian GDP is growing from 3.2 Tn $ to 5Tn $ by 2025. Indian equity markets all set to extend the long-term average returns from equity markets which is 12%. The best performing Mid, Small and Flexi funds will deliver better returns than the standard bench mark returns.  Conclusion  Never rush into diversification and rush for global participation. Invest only in global schcmes when you sufficiently invested and explored all categories in Indian Mutual Fund Schemes. To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish Kumar Financial Consultant | Author | Speaker Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ *Should you invest in Global Mutual Funds*  *To invest in SIP & in Mutual Funds Click the link and start your investments instantly* http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Financial Consultant | Author | Speaker* *Whatsapp / Call –  +919841058689* http://sathishspeaks.com/ #sathishspeaks #wealth #money Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Value Funds and Thematic Funds are back in focus since Jan 2021.  Value, Pharma, Tech Sectoral funds has delivered more than 40% returns in last 1 year.  But the question is should you invest in Thematic Funds? When it comes to Mutual funds remember the basic rule, which is diversification. You invest in Mutual Fund to diversify the risk. Direct Equity are risky and mutual fund helps you to spread your hard-earned money to larger universe.  Sectoral Fund is more specific and focused fund with one particular Industry. You have plenty of choices like Pharma Funds, IT, Global Innovation and Disruption, PSU, ESG, Renewable Energy, Banking & Financial Services, Greater China, US Tech Etc.  So actually, the sectoral funds are going against the strategy of diversification and increases the Concentration Risk. Many new investors are investing in these Sectoral Funds by just seeing only the Historical Returns. Which is a bad investment strategy.  Check these pointers before you invest your hard-earned money into Thematic Funds. 1. Your Sectoral Fund exposure should be a little / Small percentage to your overall MF Portfolio. Never over board and keep your thematic investment strategy as core portfolio. 2. When you choose a sectoral fund, have a clear understanding of valuations. In the year 2000 few mutual companies launched IT Fund, when the IT sector valuations are at the peak. Similarly, many investors also invested in Infrastructure Funds NFO in 2007 and created huge losses to investors. 3. Be careful about the Theme – Check whether this is a high conviction idea / strategy.  Check out the logic, statistics and rationale, don’t buy schemes with just hope.  4. Thematic investment involves High Risk Appetite. Analyze that can you absorb that larger risk when you invest with Thematic Funds Conclusion : Thematic Funds offers good opportunity to get excess and high returns. There is nothing wrong in buying thematic funds, you just have to keep them within the limits.  Connect with me for your smarter investment decisions @ 9841058689. One call can change your finance forever. To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish Kumar Mutual Fund Distributor | Author | Speaker Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ #sathishspeaks *A Checklist before investing in Thematic Mutual Funds* *Value, Pharma, Tech Sectoral funds has delivered more than 40% returns in last 1 year.  But the question is should you invest in Thematic Funds?* *To invest in SIP & in Mutual Funds Click the link and start your investments instantly* http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Mutual Fund Distributor | Author | Speaker* *Whatsapp / Call –  +919841058689* http://sathishspeaks.com/ #sathishspeaks A Checklist before investing in Thematic Mutual Funds Value, Pharma, Tech Sectoral funds has delivered more than 40% returns in last 1 year.  But the question is should you invest in Thematic Funds? To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Investors are always desired to catch the stocks while they are young. These stocks are called Multi-Baggers. These stock prices can grow enormously and thus it gives exponential returns and creates a vast reservoir of wealth to investors.  One such Multi Bagger Theme is Electric Vehicle stocks. Why Electric vehicles can be a Multi Bagger? India is already the 4 Biggest Market for cars and it will become 3rd Biggest market by 2022. Electric vehicles in India are steadily growing and taking off in a rapid pace, it is estimated to be 50,000 Crore market by 2025.  A recent survey also reveals that consumers are willing to pay 1 Lakh in excess to pay for Electric Vehicles, since the maintenance and running costs are very low. Indian consumers are worried about rising fuel prices and thus Electric Vehicles are perfect choice for this market since it runs only on Chargeable Batteries. Since these vehicles has very less internal parts, the maintenance is also less.  Even the Govt is also giving incentives and encouraging people to buy more Electric Vehicles, since it emits zero pollution.  The GST for Electric vehicles is at 5% Vs 28% for other cars. This low GST will help the consumers to buy cars at reduced price. Companies to Invest in Electric Vehicles These are the Cars, Ancillary Manufactures, Battery companies which are not only catering to Indian markets but with global players too. Batteries  Ancillaries IT Software Car Manufacturer Here are the companies may stand benefit in growing Electric Vehicle Market. Multi Baggers are 5 years phenomenon –  Its like nurturing a  Tree – Invest, watch, wait and reap the benefits Multi Baggers always require time frame ( Min of 5 years ) to deliver returns as this is a value Investment, if you are looking to make short term profits, you should never invest on this theme. Your stock market portfolio requires regular reviewing – These stocks recommendations are based on current stock Price, financials. Pls do a quarterly review for these stock recommendations. These are my personal opinion, pls do your own research before investing in these stocks Stock Market Investment is subject to market risk, pls consult your wealth consultant for your risk appetite and investment decisions Join my whats app group for free Updates on Investments and Strategies If you find this information useful – Put in a like – Comment and Share it with your friends Sathish Kumar Mutual Fund Distributor | Author | Speaker Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ 8 Best Electric Vehicle Stocks to Invest Investors are always desired to catch the stocks while they are young. These stocks are called Multi-Baggers. These stock prices can grow enormously and thus it gives exponential returns and creates a vast reservoir of wealth to investors.  Connect with me for your MF and Direct Stocks Investments To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish Kumar Mutual Fund Distributor | Author | Speaker Whatsapp / Call –  +919841058689http://sathishspeaks.com/ Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

We are not living in an ideal world where everybody has enough money for their needs and wants. People borrow a little to fulfill their dreams and wishes. Banks, NBFc’s and other financial institutions lure potential clients with offers, instant sanction and quick disbursals.  Rule 1 – Don’t borrow more than you can repay While you should never borrow for your life style wants, but a thumb rule says, you can go upto 10% of your monthly income as your Personal Loan.  I know several youngsters pay upto 40% of their monthly income and that is wealth destruction.  Never exceed 10% of your monthly Income to Personal Loan Rule 2  – Keep the tenure as shortest People prefer – Longer the tenure, lower the EMI. Its very tempting to take long duration. Keep the tenure as shortest as you can.  I possible increase the EMI and complete the borrowing before the due date, this will allow you to increase your CIBIL Score and save your interest component. Rule 3 – Don’t Borrow to splurge or to Invest Often people become greedy and get lured by fraud and unsolicited SMS’s with high returns. They borrow and invest with these schemes and lose everything.  Also I see a trend and ads where EMI is available for vacations. While it is important to unwind and destress yourself, but not with the borrowed money. Rule 4 – Take Insurance with high ticket loan If you are taking a large home loan or business loan, buy a term plan for the same amount. You family will be ringfenced with all uncertainties. Rule 5 – Keep shopping for better rates It’s important to access a loan with cheaper interest rates. Keep shopping for best interest. Remember even a 2% of reduction at the interest rates can bring a huge savings.  Rule 6 – Do read the fine prints Read the terms and conditions carefully to avoid unpleasant surprises. If it’s a high ticket loan, get a financial consultant or legal advisor to go through the fine prints. Don’t fall in a debt trap, borrowing is a responsibility. Your credit history is an important document for all your future borrowings.  Take Your First Step Towards Smarter Investment Decision. To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Financial Consultant | Author Founder – Creating Wealth Company Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ *6 Golden Rules of Borrowing* *Don’t fall in a debt trap, borrowing is a responsibility. Click here to understand the 6 Golden rules of borrowing* *Take Your First Step Towards Smarter Investment Decision* *To invest in SIP & in Mutual Funds Click the link and start your investments instantly* http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Equity Fund Manager | Financial Consultant | Author* Founder – Creating Wealth Company Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Most of us would have started our Money Habits with a Piggy Bank or Coin Collection Box. But is this alone help your kid to learn about Saving, investing, and Spending?  Most good money habits should start from the age of 7. Parents can be the biggest influencers on children’s money habits.  1. Budgeting – Include your child when you make your monthly Income, Expense and investing decisions – Ask their opinion regarding shopping lists and discount Buying. 2. Banking Procedures – Open a Kid’s account and help them to save their money through the bank. Teach them about ATM usage and precautions and understanding of bank account statements. 3. Money App and Money Games – Games like Kidzania will teach about the importance of earning and spending. The best part is the kid will play and learn. 4. Online Transactions – When your child is 14 year or more, encourage and allow them to place online orders like food ordering and Train Booking. 5. Making Money Grow – This is a most important aspect and as a parent, we often miss this. Often, it is a good idea to teach them various asset classes and how money can be multiplied with your investment portfolio. Link their bank account with other simple investment options and teach them. The responsibility of a parent clearly should not stop with only the Piggy Bank, when the kids grow as adults these money habits can help them to understand more about personal finance and save them from making major money mistakes. To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ *5 Important Money Habits to Teach Your Kid* *Most of us would have started our Money Habits with a Piggy Bank or Coin Collection Box. But is this alone can help your kid to learn about Saving, Investing, and Spending?*  *To invest in SIP & in Mutual Funds Click the link and start your investments instantly* http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Equity Fund Manager | Financial Consultant | Author* http://sathishspeaks.com/ 5 Important Money Habits to Teach Your Kid Most of us would have started our Money Habits with a Piggy Bank or Coin Collection Box. But is this alone can help your kid to learn about Saving, Investing, and Spending? Sathish Kumar Equity Fund Manager | Financial Consultant | Author http://sathishspeaks.com/ Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Have you ever wondered that how Rich is always getting richer and whatever they touch it turns into gold?  Do they have any Midas Touch?  These are the 5 Habits that the Rich and Successful have in common and these approaches towards money and techniques that helped them multiply their money and place them on the top. 1. They don’t react Impulsively When the markets are having a free fall in March 2020, Most of the investors are felt nervous and few have sold their equity allocation with panic and today they are feeling bad as the market rallied 90% from the lowest point. 2. They avoid bad Debts There are good loans and bad loans.  A good loan helps you to multiply your money by leveraging your borrowing ( Eg – Borrowing for Business as business gives you back 20% yield and you are borrowing @ 10% or less) Bad loans are buying lifestyle gadgets and making credit card spending for depreciative assets. 3. They cover their Assets and Risks They have insurance cover for all their future incomes, assets and protects them. They protect their stocks, goods, home and other assets. They also have Term Insurance and Health Insurance for adequate coverage. 4. They Diversify their Investments They will never put all eggs in one basket. They shun ill liquid investments and keep the investments in their control always. Diversification is the foundation of wealth creation.  5. Taking Action on their Decision They never put off or delay their decision. When they are convinced about a proposal, they go ahead and execute it. Knowledge will never bring you results, but taking action will do. Delayed action can take you to monetary losses. Mastering money is always comes with smart habits. Of course bad habits are the causes for your Mediocrity, Poor Relationships, Bad Health.  Change these money habits to bring more money to your life.  Money is not everything, but lack of money is a result of bad money practices.  To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Take Your First Step Towards Smarter Investment Decision. Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ 5 Important Money Habits of Rich and Successful Have you ever wondered that how Rich is always getting richer and whatever they touch it turns into gold?  Do they really have any Midas Touch?  To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Take Your First Step Towards Smarter Investment Decision. Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ *5 Important Money Habits of Rich and Successful* *Have you ever wondered how the Rich is always getting richer and whatever they touch it turns into gold?  Do they really have any Midas Touch?*  *To invest in SIP & in Mutual Funds Click the link and start your investments instantly* http://www.assetplus.in/partner/sathishkumar Take Your First Step Towards Smarter Investment Decision. *Sathish Kumar* *Equity Fund Manager | Financial Consultant | Author* *Whatsapp / Call –  +919841058689* http://sathishspeaks.com/ Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/