Blog

Over the last few years mutual funds have transformed from a push product, where the investors have to be convinced about it to Pull Product, Because of the awareness and necessity among the people to allocate some of their portfolio on Mutual Funds. Mutual Fund Asset Under Management are also grows from 17.5 Lakhs Crore to 25 Crore in last 2 years, which is roughly 40% Rise and the SIP Contributions are alone raised from 4000 Cr per Month to 8500 Crore Per Month. Kavry Projects the individual Financial Wealth in Mutual Funds will grow at the rate of whopping 18.32% rate by FY 2024.  Best Performing Large Cap and Multi Cap are the categories which are famous among the investors for delivering long term average Returns of 14% CAGR are the core of Investors Portfolio. Number tell stories, Economic Survey tell us that with India is projected to grow towards US $ 5 Tn Economy by FY 2025, ( My point is even if this happens by 2028 also, the sensex still can keep the long term average of 12.75% of CAGR for MF Investors ) The recent trends are the share of Mutual Funds and Direct Equities are growing at the cost of physical assets like Gold and Real Estate.  With the growing army of HNI’s and we hope that very soon India will break into the Elite G 3 Club (Third Largest Economy) when it hits the US $ of 5 TN GDP.  Source – Karvy Wealth Report One Call Can Change your Finance Forever Take Your First Step Towards Smarter Investment Decision. Helping people to Increase their Networth and Wealth. Sathish KumarEquity Fund Manager | Wealth Consultant | AuthorEmail: creatingwealthadvisory@gmail.comWhatsapp / Call – +919841058689http://sathishspeaks.com/http://www.assetplus.in/partner/sathishkumarhttps://www.flipkart.com/untold-wealth-secrets/p/itmdf470e16874ad?pid=9789389080223&cmpid=product.share.pp

2020 has witnessed unprecedented events, not only with stock markets but with all spheres of our life. Though gold has hit its all time high, Equity markets have witnessed its highest volatility. It’s a roller coaster ride all through 2020 for Investors. But both the debt investors and Equity Investors have earned handsome profits.  Here is a Report Card that gives you returns in each category among Equity and other Asset Classes. Gold has rallied among the uncertainty IT and Pharma has delivered its historical highest returns in Equity  Banks and PSU has delivered its worst returns in 2020 Large, Mid and Small cap has delivered its risk reward ratio returns. Conclusion The key lesson in 2020 which you should never forget would be To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish KumarEquity Fund Manager | Wealth Consultant | AuthorWhats app / Call – 9841058689https://sathishspeaks.com/

CAMS IPO opens today with share prince band of 1229 – 1230 and this issue closes at 23rd Sep. Chennai Head quartered CAMS is India’s Largest RTA with 70% of Market Share with more than 2 decade of experience. Their Mutual Funds clients includes 4 out of 5 largest Mutual Funds in India and 9 out of 15 Largest Mutual Funds with Huge Assets Under Management CAMS have well diversified portfolios with largest pan India physical network, Risk Management and Domain Expertise.  Strengths of CAMS Risk Area alert  Conclusion With the company leadership positions integrated business model, Pan India Geographic presence and healthy financials – I recommend this IPO for both listing gains and as a long term investment To review your portfolio and for Direct Stock Recommendation, pls call me at 9841058689  One call can change your Equity Portfolio forever. To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Sathish KumarEquity Fund Manager | Wealth Consultant | AuthorWhats app / Call – 9841058689https://sathishspeaks.com/#sathishspeaks

About the Company Incorporated in 1998, Likhitha Infrastructure Ltd is an oil and gas pipeline infrastructure service provider in India headed by the rst generation entrepreneur Mr. Srinivasa Rao Gaddipati having around 3 decades of technical experience. The co-promoter Ms Likhitha Gaddipati post-graduated from Illinois Institute of Technology, Chicago has worked with PWC (USA). The company is engaged in providing ‘services of laying’ oil & gas pipelines, city gas distribution projects, cross-country pipeline projects, and operations and maintenance services as well. The company has presence in more than 16 states and two Union Territories in India. It has successfully laid around 600 Kms of oil and gas pipelines including steel and medium-density polyethylene (“MDPE”) network. Additionally, the company has laid approximately 800 kms of oil and gas pipelines for on-going projects. Strengths about the company 1) Order Book as of July 31, 2020 stood at approximately Rs.662.59 crore  2) Likhitha Infrastructure is among very few companies with almost zero debt. Average ROC in the last three years stood above 45% and average RONW above 24% and positive operating cash prot. It’s average NP margin above 12%. Working capital days last 3 years stand at 31.30, 34.09 and 4.72.  3) Significant experience and strong presence in India, It is one of the well-established oil & gas pipeline laying companies in India with diversified operations spread across various geographical regions such as Karnataka, Delhi-NCR, West Bengal, Gujarat, Goa, Andhra Pradesh, Kerala, Tamil Nadu, Telangana, Madhya Pradesh, Jharkhand, Bihar, Chandigarh, Haryana, and Uttar Pradesh. Its client includes leading City-Gas-Distribution (CGD) Companies.  4) The Company has on more than 31 on-going projects across India. It has good experience and strong presence across the country with strong project execution capabilities and experienced management team. Its clients include leading City Gas Distribution (CGD) Companies.  5) The Company has secured 5 new Pipeline Infrastructure contracts over the last few months & has long term relationship with clients and gets repeat business on regular basis. f) India’s pipeline network is expected to expand to around 35,000 kms in the next 5-6 years, based on which the Company is also planning to expand its pipeline laying execution capacity to a range of 250-300 kms per year.  6) Government focus on gas distribution leads to clear growth visibility.  7) Strong project execution capabilities and experienced management team.  8) In listed space there are very few companies with ‘high ROC, high profit margin and zero net debt companies available above 20 PE. High earning growth and PE growth can generate good returns for investors in coming days. Conclusion – This IPO is valued at 12 times of EPS, which is very reasonable valuation. Given that the gas segment and distribution are in govt focus and development of Emerging India. I recommend applying for this IPO with medium and long term view Disclaimer – Pls consult your wealth manager / Advisor before purchasing the IPO. The information and opinions contained herein have been compiled or arrived at, based upon information obtained in good faith.  Optimise your FD return by investing in Mutual Funds Click the link & Change your Financial Life – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Sathish KumarEquity Fund Manager | Wealth Consultant | AuthorWhats app / Call – 9841058689https://sathishspeaks.com/http://vanigam.org/chm5/Sathishkumar.M-vcard.htm #sathishspeaks

With 8000 No of Schemes and a vast number of Mutual fund choices often confuse the Investors.  Investors will tempt to pick up multiple choices and category on their portfolio. But how to select the funds and how to build up your Mutual Fund Portfolio is both an art and science. Your Mutual Fund Asset Allocation should be based on these 3 Criteria With these 3 criteria you may choose the following combinations of funds Do not try to have all the categories to your asset allocation for the sake of diversification. When you have a huge number of schemes in your portfolio (More than 15) it gives only bloated and difficult to monitor and to review your portfolio. Have only selected and high performing 5 funds in your portfolio. Remember schemes don’t get high returns, only the asset allocation will bring best returns for your wealth creation. Also be remembered to review your portfolio every 3 months to check the performance of the funds as the financial markets are dynamic. Take Your First Step Towards Smarter Investment Decision. To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish KumarEquity Fund Manager | Financial Consultant | AuthorFounder – Creating Wealth CompanyEmail: creatingwealthadvisory@gmail.comWhatsapp / Call – +919841058689http://sathishspeaks.com/http://vanigam.org/chm5/Sathishkumar.M-vcard.htm

Death is often not only a reality check in Family but with personal finances too. LIC has more than 15,000 Crore as unclaimed money. The beneficiaries not even aware that a corpus money is available with them and that can be utilised for their financial emergencies.  As you are struggling your loss of loved ones, it’s not only an emotional loss but may be a financial loss too. If an active and financial spouse passes away suddenly, it is a night mare for a family to make claims and complete the financial tasks.  Here are the simple checklists you can start with  Most of people they do not even inform the family about the money matters, financial assets they possess. It is important to keep a personal record of all details like Your Stock Broker, Insurance Agent, Tax Consultant, Wealth Manager and all phone numbers. Message me in whats app @ 9841058689. If you want a checklist of what your family should know as a ready reference. Keep your Personal Finances is simple and organised so that you can be reviewed regularly in 3 months interval. Connect with me @ 9841058689 if you want to know manage your finances effectively. One call can change your finance forever. To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish KumarEquity Fund Manager | Financial Consultant | AuthorWhatsapp / Call – +919841058689http://sathishspeaks.com/http://vanigam.org/chm5/Sathishkumar.M-vcard.htm #sathishspeaks

There has been a sharp rally in the equity index due to Covid 19 Fall in March. Markets are expecting second quarter results. Consumer Demand for Festival Season and US Elections are major focus for market.  Mid and Small segments are performed better and in fact Small Cap Stocks are best performance among all category as on 30th Sep 2020.  Large Caps Segment constitutes the largest segment in the equity stock market and this category will continue to dominate the economy. If the economy does well again, then large cap is the category will gain. With the bullish view on Indian Economy for next 3 years, large cap funds will give opportunity to gain from Indian equity. It is not possible for the broader market to move unless the large cap rally participates. IT, Health Care, Auto are the sectors are benefitting from newer demands. Overall companies are working on newer business models, cost optimisation and operations. With quite a few Large Cap companies are under consolidation phase and with the newer demands and operational optimisation, any investor should have at least 50% of his participation in Large Cap Category. Not only the large cap brings you the essential diversification but also brings down the portfolio volatility. While the investors can able to invest in stable business and which usually dominate every sectors and categories. To invest in best performing large cap fund, connect with me at 9841058689 One Call Can Change your Finance Forever Click the link & Start your Mutual Fund investment – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Sathish KumarEquity Fund Manager | Financial Consultant | AuthorFounder – Creating Wealth CompanyWhatsapp / Call – +919841058689http://sathishspeaks.com/http://vanigam.org/chm5/Sathishkumar.M-vcard.htm

Investors are always fascinated with new ideas when it comes to investments. Their love and experimentation are also on high spirits in recent times with more thematic funds and have seen very high inflows of money. But is this category really delivers the returns and adds value to your portfolio? Consider this Thematic Funds Returns chart for 1, 3 5 years. *Source Credit – Value Research Thematic Fund investment is an adventure because it requires very higher risk appetite and complete conviction in that sector. This proposition ( High Risk and High Conviction ) is not suitable for most of the investors. The investors who have substantial investment on all categories, having an appropriate asset allocation can look out for thematic fund choices. This investment is not suitable for beginners and normal investors.  Remember the high returns are not based on funds or schemes – It is determined by Asset Allocation. Choose your Asset Allocation carefully and take home optimise returns. Take Control of your Finances Click the link & Change your Financial Life – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar Sathish KumarEquity Fund Manager | Wealth Consultant | AuthorWhatsapp / Call – +91 9841058689http://sathishspeaks.com/

Author Benjamin Graham objective is to provide an investment policy book for an ordinary investor. The typical investor has a tendency to follow the market instead they should be doing Portfolio Risk Management Strategies The Intelligent Investor puts special emphasis on 3 Strategies Investment Vs Speculation – Activities of Investment and speculation are separate. If you must speculate, Graham advises to limit their allocation not more than 10% of their investment funds Intelligent Investing involves Investor and Inflation – An investor must have a concern on the inflation, it lowers the value of the wealth created.  Rule of Diversification  – Investors must be vigilant for the unanticipated. That means there is never a perfect time to be in only one asset category (don’t put all your eggs into one basket). The intelligent investor must minimize risk by anticipating the unforeseen. Diversification is the foundation of such a strategy. The defensive investor is unwilling, or unable, to put in the time and effort required to be an enterprising investor.  Instead of an active approach the defensive investor seeks a portfolio that requires minimal effort, research, and monitoring. Investor and Market Fluctuations – The stock market is prone to wild fluctuations. Many investors focus on timing the market. In other words, they try to predict the market through direction, momentum, or various other indicators they believe predict the future.  Through out The Intelligent Investor, Graham demonstrates that the investor should use pricing to make buy and sell decisions. We want to buy stocks when they are priced below their fair value and sell stocks when they advance above fair value. If every investor did their research and only bought stocks with a margin of safety and  below intrinsic value of the company. Few key pointers that Mr.Graham has mentioned about stock picking are And there are many more pointers available at The Intelligent Investor Book. This book is a manual for anyone who should be investing in stock market. I request every one reading this summary should also take a look at the Intelligent Investor Book at once. To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Click the link & Start your Mutual Fund investment  – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar Sathish KumarEquity Fund Manager | Wealth Consultant | AuthorWhatsapp / Call – +91 9841058689http://sathishspeaks.com/