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All the clients whom i have met in the recent weeks had only one predominant question to me which was…….Is Indian Economy is slipping into Recession? Because there are more and enough messages are circulated all around us about the slowing down of growth and recession. The economy goes through various stages, which are part of the business cycle and it is expected at times. In these volatile and difficult times what an investor can do is to stick to the basics and focus on the long term for wealth creation. If you foresee the economy to be volatile in the short term ( 1 to 3 years )  but when it comes to long term ( Say 5 to 7 years ) we can definitely see a uptrend always. Wealth Creation almost hides in simplest things………Let me introduce the Rule of 15. Let’s learn the Rule of 15 X 15 X 15 in Mutual funds and how it will help you in Creating a Kitty of 1 Cr or 10 Crore. Well, it simply says that, if one does a 15,000 rupees SIP per month for 15 years which earns average 15% compounded annual returns and then you are able to accumulate 1 CRORE Rs.  (Note – Your investment input was 27 lakhs only and the output is Rs.1 Crore) Now, Let me show you the Rule of 15 X 15 X 30 in Mutual funds and how it will help us in Creating a Corpus  If u do a 15,000 Rs.SIP per month for 30 years (instead of 15 years as earlier), at a 15% compounded annual return, You will be able to accumulate 10 crores   (Against your Total Investment of only 52 lakhs ) There are No Magical Pill for Wealth Creation, rather the magical wand is the Compounding Interest.  All It requires to Invest Regularly, Stay Invested in a Best Performing Fund and create the corpus you wanted for yourself. This shows that time and not timing is important for Wealth Creation. So stay invested and Happy Investing….. Helping people to Increase their Networth and Wealth. One Call Can Change your Finance Forever Sathish Kumar Wealth Consultant | Equity Fund Manager | Author Email – creatingwealthadvisory@gmail.com  Whatsapp / Call –  +919841058689 www.sathishspeaks.com Facebook: https://www.facebook.com/Sathish-Kumar-175549593034831/ LinkedIn: https://www.linkedin.com/in/sathish-kumar-m-6ab2706/ Blog: http://sathishspeaks.com/blog/ Medium: https://medium.com/@sathishkumar_93336 Twitter: https://twitter.com/Vizhi_Awakening Instagram: https://www.instagram.com/boyroxz/ #Mutual Funds  #Equity #Money Talks #Wealth Creator #Wealthy #Rich #Love Money #More Money #Motivation #Portfolio #Leadership #Debt #Happiness #Think Big #Millionaire #Mindset #Grow Rich #Money Team #Money Maker #Entrepreneur #Passive Income #Money Flow #Finance #Bank #Life #Portfolio #Mutual Funds India #Mutual funds sahi hai #Mutual Funds India Know the Rule of 15 to Create Wealth Here you will understand – How you can create 1 Crore in Equity Market during the Slowdown and Recession Times also. http://sathishspeaks.com/know-the-rule-of-15-to-create-wealth/ Click the below link to start your Instant SIP http://www.assetplus.in/partner/sathishkumar Sathish Kumar Wealth Consultant | Equity Fund Manager | Author https://www.flipkart.com/untold-wealth-secrets/p/itmdf470e16874ad?pid=9789389080223&cmpid=product.share.pp Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

As Indians, we have a huge attraction towards the precious yellow metal that is Gold.  But do you know that in Jan 1st to Dec 31st 2020 Gold has delivered 29% of Return and Silver has delivered 45% of return? This would be an untold truth about silver. If you think elephants can’t dance, think again. Silver as an investment opportunity. While silver is mined more than 8 times of gold.  Industrial Application makes silver more valuable 99% of Gold is always gets recycled and comes back to the market. It is always in the circulation.  Silver is a Semi Precious Metal and Semi Industrial Metal. Silver gets utilized and consumed in industrial application like Battery manufacturing, Photographic Engineering, Surgery Equipment’s (Artificial Knee Joints), Computer Mother Boards and Semi-Conductors.  Much of silver never comes back to the circulation, price of silver can go up because of its utility property also. Silver usage will go up in tons and there will be a good demand for silver in coming days.  Beta of Silver is 30% higher than Gold When gold moves by 1%, under the normal circumstances silver moves by 1.3%. 30% Higher than gold.  How to include Silver in your portfolio Since there are no schemes like Silver Mutual Funds, Silver ETF’s or SGB, you cannot buy silver in electronic form, you need to buy this only as physical format.  Either as coins or as Bars. Hand cut Silver bars are cheaper than machine but standard bars. Also check for the seller stamp and purity on the bar.  My recommendation is to diversify your portfolio with silver also. To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ Is silver shinier than Gold? This would be an untold truth about silver. If you think elephants can’t dance, think again. Silver as an investment opportunity. https://sathishspeaks.com/is-silver-shinier-than-gold To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

It’s often said that long term investing is like nurturing a tree to bear a fruit of it.   What if, you invest for a long term and don’t take care it. If you are not nurturing the tree with regular water, fencing and fertilizer, there are chances that the tree might die before it bears any fruit. Similarly, when it comes to investment there are certain aspects of Reviewing the portfolio is essential to optimise your portfolio Returns.  As on 30th Apr 2020, the last 10 year return on equity is about 6.5%, which is lesser than actual inflation. What does an investor should do at to optimise his returns an investor should review his portfolio on these parameters When the economy and market environment is so dynamic these days, a regular view is very essential with your Wealth Consultant in once in 3 – 4 Months. Click the link & Start your Mutual Fund investment  – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Whats app / Call – 9841058689 *Is Long Term Investing is buying and forgetting about it?* *Click here and understand how you can protect and optimize your portfolio returns* https://sathishspeaks.com/is-long-term-investing-is-buying-and-forgetting-about-it *Click the link & Start your Mutual Fund investment  – Right Here, Right Now*  http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Equity Fund Manager | Wealth Consultant | Author*  *Whats app / Call – 9841058689* Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Gold has been a valuable commodity since 4500 BC (Even it has got buried along with King’s Graveside). This longstanding effect will help us to understand the love and attraction we have for this yellow metal.  Gold is always in with love crisis situation. Whenever there is an economic crisis and turmoil, investors always search for a safer place to put their money and now you understand why gold prices are soaring high. Hence gold prices are negatively proportionate to Equities. At present gold is costing Rs.4500 per Gram as on today ( 28th Apr 2019 ). One year return on gold is 64% as on 13th April 2020. As a general Thumb Rule – Diversification is the basis of wealth Creation – Gold should be an important asset in everyone portfolio, but the percentage of the gold should not exceed 15% of the networth or total Portfolio. (While the ideal percentage is 10%) You can purchase gold as Physical Jewellery, Gold bar / Coin, Gold ETF, Gold Mutual Fund (Fund of Funds ), E Gold and Gold Futures. Tax on Gold  If you sell your gold 3 months from the date of purchase then in will be added to your gross total income Will be treated as Short Term Capital Gains ( STCG) If you are selling gold after 36 Months the proceeds are chargable on LTCG (Long Term Capital Gains). This is 20.8% after applying indexation. Conclusion – Gold is an important asset and helps out on diversification. You don’t have to add gold as a asset, If you already have 15% of your over all wealth as Gold. You should consider adding gold as an alternative asset if you are lesser than 15% once the gold prices settle down may be after 6 months period. *Click the link & Change your Financial Life – Right Here, Right Now*  http://www.assetplus.in/partner/sathishkumar One Call Can Change your Finance Forever – I am reachable at 9841058689 for more strategies on investments and personal finance advisory. Take Your First Step Towards Smarter Investment Decision. Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Email: creatingwealthadvisory@gmail.com Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ http://www.assetplus.in/partner/sathishkumar *Should you invest in Gold?* *Click this link to understand*  https://sathishspeaks.com/should-you-invest-in-gold *To invest in Mutual Fund and Gold – Click the link & Change your Financial Life – Right Here, Right Now* http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Equity Fund Manager | Wealth Consultant | Author* http://sathishspeaks.com/ Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Overview IRFC is a dedicated borrowing arm of Indian Railways with 100% ownership with GoI. Low Risk Model with Consistent Financials. It’s a Stable business with modest profitability.  IRFC is a dedicated borrowing arm of Indian Railways with 100% ownership with GoI. Competitive strengths Financials and Valuations It is reasonably valued and having a high credit worthiness. Its PAT CAGR was ~50% over FY17-1HFY21 with RoAE of 10-11% during the period; lower than PFC/REC. There are no directly comparable peer companies which operate in a business space similar to that of IRFC. However, when comparing it with other PSU NBFCs, IRFC stands apart with nil NPAs but lower (albeit stable) margins Conclusions Do subscribe for Long term listing gains. It’s a unique, Risk-free and Sustainable business model. Grey Market premium is also fell by Rs.1.6 on 18th Jan 2021.  Sadly all the PSU’s are trading at below book value and having a sharp corrections and no takers at current bullish market. Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ IPO Flash – IRFC IPO Review Click here to understand that you subscribe for IRFC IPO https://sathishspeaks.com/ipo-flash-irfc-ipo-review Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ *IPO Flash – IRFC IPO Review* *Click here to understand that you subscribe for IRFC IPO* https://sathishspeaks.com/ipo-flash-irfc-ipo-review *Sathish Kumar* *Equity Fund Manager | Financial Consultant | Author* http://sathishspeaks.com/ Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Covid 19 is the only reason for stock market to be volatile for this year worldwide.  We have seen lockdowns, market meltdowns, economy activity came to grinding halt in March, Apr and May. Today, markets are certainly not as cheap as it was in Apr. But certain categories are massively undervalued; any investor can take advantage of this attractive valuation. One such sector with attractive valuation is Banking and Financial Services. Stocks like SBI, ICICI, HDFC Bank are down by 15% from their peak due to uncertainties in Moratorium, NPA and Credit crisis fear. When any investor has a long term horizon of 5 year and above these levels in Banking and Financial services are very attractive. Investors can identify counters and schemes and participate in a staggered manner. You can distribute your investment surplus for next 6 Months till March. There are very high number of stocks dividend yield is better than bank FD rate. In a longer horizon, this can be a great returns yielding investment. But before you invest pls do your risk profiling as it is a high aggressive recommendation Pls consult your Wealth Consultant or reach out to me @9841058689 One call can change your finance forever To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Click the link & Start your Mutual Fund investment  – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Whats app / Call – 9841058689 *How do you get the highest return on your investment?* *Click here and understand how you can maximise your returns in current equity scenario* https://sathishspeaks.com/how-do-you-get-the-highest-return-on-your-investment *To open a Demat and Invest in Direct Stocks with my Recommendation* https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 *Click the link & Start your Mutual Fund investment  – Right Here, Right Now* http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Equity Fund Manager | Wealth Consultant | Author* *Whats app / Call – 9841058689* How do you get the highest return on your investment? Click here and understand how you can maximise your returns in current equity scenario https://sathishspeaks.com/how-do-you-get-the-highest-return-on-your-investment To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Click the link & Start your Mutual Fund investment  – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Whats app / Call – 9841058689 Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

First step on the road to financial Success is to know where you stand. A recent statistics has found out that 75% of people don’t have a clear and accurate view on their whole financial picture and most importantly 50% people are not confident about will they achieve their financial goals. Pay Yourself First – Most Famous phrase from the book – Richest Man in Babylon.  Before you pay off your bills or spending – Save and invest atleast 10% of your income for Yourself.  Set aside this money for your Retirement & for your Financial Goals. Have your set aside 6 Months of your House Hold Expenses as an Emergency Fund?  Having an emergency fund will soften any financial Crisis to deal with. Remember Murphy’s Law – If something has to go wrong – Will go wrong.  Having enough money for 6 Months can pull you from anything that life can throw at to you. First, do you know the exact amount of debt you own (Principal Outstanding for Credit Cards, Home Loan, Business Loan, Etc….. as on today) and the actual Interest Rates? Sometimes it is absolute necessary to borrow the money such as, Education,  Car or Home. But always accelerate their payments.  Power of compounding can work against you, by accelerating the payments of all your debts, you can minimise the interest. I know, this is always a pain to record all our spending. This is an important part of your Financial Growth. Remember it is always not the size of the income that will determine where you will be in 20 Years, It’s how you spend it. This is a simple process of taking your assets and subtracting your liabilities.  In simple terms it is what you own and what you owe. Reviewing your net worth statements over time can help you determine where you are, and how to get where you want to be.  Is this the word budget makes you shy away? Do follow these steps and keep your budget within control Habits and Choices are very important to achieve personal excellence and Financial Success.  Personal Finances thumb rules are important to achieve Financial Success.  To create a personalised plan and investments – Reach out to me @ 9841058689. *Click the link & Change your Financial Life – Right Here, Right Now*  http://www.assetplus.in/partner/sathishkumar Take Your First Step Towards Smarter Investment Decision. Helping people to Increase their Networth and Wealth. Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Email: creatingwealthadvisory@gmail.com Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ http://www.assetplus.in/partner/sathishkumar https://www.flipkart.com/untold-wealth-secrets/p/itmdf470e16874ad?pid=9789389080223&cmpid=product.share.pp *How healthy is your personal finance?* *Understanding the Financial Thumb Rules are critical for Financial Success, Click this blog and evaluate your Financial Fitness* https://sathishspeaks.com/how-healthy-is-your-personal-finance *Click the link & Start your SIP / Investments – Right Here, Right Now*  http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Equity Fund Manager | Wealth Consultant | Author* Whatsapp / Call –  +919841058689 https://www.flipkart.com/untold-wealth-secrets/p/itmdf470e16874ad?pid=9789389080223&cmpid=product.share.pp Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Company Overview: Happiest Minds Technologies is a digital transformation, infrastructure, security and product engineering services company. It has capabilities to provide end-to-end solutions in digital space It supports the customers in innovating new ways to interact with their clients which makes them more clients responsive and engaging. Company is headquartered in Bangalore, India and has its operations in the US, UK, Canada, Singapore and Australia. Objects of the Issue: The object of the issue is to harness the benefits of listing the equity shares on the exchanges.  The net proceeds from the issue will be utilised for: a) Meet long term working capital requirement (INR 1bn) b) General corporate purposes Outlook and Valuation: Happiest Minds Technologies repeat business (revenue from current customers) has steadily grown and contributed a significant portion of its revenue from contracts with customers over the fiscal which highlights a high degree of customer stickiness. Company is valued at P/E of 34.5x based on diluted EPS of FY20 as compared to industry average of 26.9x.  Competitive Strengths 1. Focused on software product development2. Strong Brand in offering Digital IT services3. Agile Engineering and Delivery 4. Company Revenue grew at 23% of CAGR over FY 19 – 20 5. Customer has 148 Active Clients and company has high degree of customer stickiness. 6. Company EBITA grew by 77% Based on positive sentiments around the IT industry and new technologies, I believe this would be a good opportunity for investors who look for listing gains and long term appreciation. To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Whats app / Call – 9841058689 Disclaimer This blog is for information purpose only. There are no guarantee about the performance of the stock, pls do your due diligence and research before you do a buy. IPO Investment are subject to market risk and company risk.  Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

For common investors, the year 2019 was broadly a painful year filled mostly with what most experts agree is bad economic news. Though Nifty has delivered 14% of Absolute return in 2019, we had the lending industry reeling under an onslaught of negative discoveries as the ILFS and DHFL credit crises unfolded. Many debt funds had their reputations were also questioned in 2019. Over the past two years, market participants have undergone significant pain. The market has been polarized due to a narrow rally limited to a handful of largecap stocks while broader market has not performed. Having said everything bad, the investors who participated in best performing Large cap fund have enjoyed 16% of Return in 2019. ( It’s not that bad as we say though ) Equity Markets and its Returns Interestingly, the stock market, apart from a few hiccups managed to reach new highs and stay there. This ended up confusing many experts who wrote a lot on how could markets keep rising despite the spate of negative news. Many Investment Banking and Research Agencies estimate for Sensex index in Dec 2020 is 45000. Year 2020 is a year of Divergence, Divergence with Market Capitalisation, GDP VS Index and finally Emerging Markets Vs Developed Market Indices.  Positive catalysts for Year 2020 are Govt Reforms, Ample liquidity, Earnings Recovery, Settling down of US and China Phase 1 Trade Deals. Hence the best way and the themes for Year 2020 is You as an investor can only do one reasonable thing. Contact your Wealth Consultant and Invest for the long term in mutual funds that select the best companies of today, and the future, for you. To invest in Direct Equities and Mutual Funds reach out to me @ 9841058689. One Call Can Change your Finance Forever Take Your First Step Towards Smarter Investment Decision. Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Email: creatingwealthadvisory@gmail.com Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ http://www.assetplus.in/partner/sathishkumar https://www.flipkart.com/untold-wealth-secrets/p/itmdf470e16874ad?pid=9789389080223&cmpid=product.share.pp *Good Equity Investment in 2020*  *What you can understand here is* https://sathishspeaks.com/good-equity-investment-in-2020 *Click the link & Change your Financial Life – By investing in Mutual Funds*  http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Equity Fund Manager | Wealth Consultant | Author* *Whatsapp / Call –  +919841058689* https://www.flipkart.com/untold-wealth-secrets/p/itmdf470e16874ad?pid=9789389080223&cmpid=product.share.pp Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

Ashok is a senior Manager in a IT company and he has 50 Lakhs of surplus to invest. He is a intelligent investor and he noticed that 3 Asset Classes responded differently during Covid period Gold – has gained momentum since jan 2020, but he already has sufficient exposure to physical gold in his portfolio. The other popular choices are Real Estate and Equity. Real estate prices were hit a low and slump and there are many distress sales were on the rise meanwile the equity valuations hit a low and also seen a steady recovery till now. With both are popular options, he decided to a research and make his investment worthy return. Equity Vs Real Estate Return  He has realised that in the last 7 years equity has given superior returns than real estate and also his investment has would have given 24 lakhs of higher returns Ashok also knows that this is a passive index returns, the actual best performing returns can be easily can get 4% higher returns than index Real estate has it’s own novel factors, let’s do a quick check about it Conclusion It is absolutely good to own a house and restrict our investment to Real estate with 40% of our networth and don’t put all your eggs into one basket called Real Estate. Invest in Real Estate upto 40% of your networth. Connect with me on 9841058689 to know more about investments on Mutual Funds and Stock Market One call can change your finance forever Take Control of your Finances Click the link & Start your Mutual Fund investment  – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Founder – Creating Wealth Company Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ Should you invest in Equity or Real Estate? Click here to understand about eye opening comparison of Real estate and Stock market https://sathishspeaks.com/should-you-invest-in-equity-or-real-estate Click the link & Change your Financial Life – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Wealth Consultant | Author http://sathishspeaks.com/ Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌 You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/