Sathish Speaks

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A Journey to Ride Nifty @ 40,000

Weekly Wealth Report Issue 176, Weekly Wealth Newsletter:  6th Jan 2024 – 13th Jan 2025 (Weekly Wealth Newsletter and a Private Circulation from Creating Wealth Company)                                                                                Curated by Mr. Sathish Kumar Founder – Creating Wealth Company Crorepathi Creator | Financial Consultant | Author | Speaker | Columnist | Youtuber Phone – 9841058689   Mail – creatingwealthadvisory@gmail.com     Web – www.sathishspeaks.com A Journey to Ride Nifty @ 40,000 Download this NewsLetter as a PDF DOWNLOAD AS PDF As Sensex and Nifty slip into correction phase, what to expect in 2025? Going ahead, what’s in store for the benchmark indices in the calendar year 2025? Will the Sensex and the Nifty extend their winning run to the 10th year in a row? Goldman Sachs sees Nifty at 27,000 by Dec 2025. Goldman Sachs, the New York-based investment bank, has outlined its strategic vision for Indian equities in 2025.  When the GDP grows around 6.5% and inflation at 5%, India seems to be a great economy. Analysts expect corporate earnings and profit growth to be slightly higher than GDP Growth. Dalal Street is expected to move in line with growth in corporate profits. This implies a 15% CAGR, taking Sensex & Nifty up 4 times in the next decade. We expect there will be incremental and major growth potential in sectors such as housing, agriculture, defence, tourism, and the rapidly growing segment of affluent consumers, will drive the next phase of economic expansion in India. In the short term, the Sensex’s trajectory will likely be influenced by Budget, RBI Monetary policy, US Fed Rate Cut and of course Donald Trump Swearing in and his economic policies.  Mark Mobius, a renowned emerging markets investor foresee India’s GDP to grow at 7% and consolidated corporate earnings to be at 15% for next 4 to 5 Years and India is upward trajectory. Successful investment strategy requires regular reviewing and investor should buy funds at lower levels you can always reach us @ 78100 79946 for your portfolio review and rebalance Weekly Market Pulse Domestic equity markets rose for the second consecutive week as key benchmark indices BSE Sensex and Nifty 50 rose 0.67% and 0.80%.   The rally was broad-based as the mid-cap segment and the small cap segment both closed the week in green.   On the BSE sectoral front, BSE Auto rose 3.74% on the back of upbeat monthly auto sales data of Dec 2024.   The total gross goods and services tax (GST) revenue grew 7.3% YoY to Rs. 1.77 lakh crore in Dec 2024 as compared to Rs. 1.65 lakh crore in Dec 2023.   The Manufacturing Purchasing Managers’ Index fell marginally to 56.4 in Dec 2024 compared to 56.5 in Nov 2024. The data indicated softer demand in the sector despite easing cost pressures and strong jobs growth.   Festive season demand and new launches helped boost sales. Despite challenges in the commercial vehicle segment, companies remain optimistic about the future. Mutual Fund Corner Invesco Balanced Advantage Fund The fund dynamically changes asset allocation across equity, debt, cash and derivatives (including hedges), based on valuation cycles The Fund manager will increase the exposure to equity when market valuations are attractive and will prune the equity exposure by increasing cash or debt exposure and/or through hedging when equity markets get expensive or experience volatility. Allocation to equities and debt & money market instruments can be in the range of 0% – 100%. Asset allocation is determined based on proprietary model combining valuation parameters like P/E & P/B along with the yield gap to determine net equity allocation. The model may use qualitative overlay of fund management team from time to time to arrive at final equity allocation To invest in SIP & in Mutual Funds Click the link and start your investments instantly ( You can also call us @ 78100 79946 ) Start your Investment Stock of the Week Mastek CMP – 3064 Target –  3599 ( In 12 – 18 Month’s Time Frame) Established in 1982, Mastek is a provider of vertically-focused enterprise technology solutions. Having its presence in IT industry for almost 4 decades, Mastek Ltd has evolved from an IT solutions provider to Digital transformation partner. Strong Long Term Fundamental Strength with an average Return on Capital Employed (ROCE) of 93.11% Healthy long term growth as Net Sales has grown by an annual rate of 25.96% and Operating profit at 31.54% Nil debt company Positive results in Sep 24 High Institutional participation of 22%  With ROCE of 17.3, it has a Attractive valuation with a 3.8 Enterprise value to Capital Employed For your Equity Recommendation, Pls call us 78100 79946 Mutual Fund Course All you want to learn about Mutual Funds Kickstart your Investment Journey of 2025 from here What You will Learn:1. A-Z of Mutual Funds2. Master the Art of SIP’s3. Build Wealth Like a Pro4. Recorded session contains 8 Chapters in Tamil Language5. Lifetime Access Join Mutual Fund Course My first 1 Crore Club Still Wondering how a salaried person/professionals can make 1cr? Why do you have to join this Community?• Having money but still doesn’t know how & where to invest?• Selecting wrong Stocks?• Selecting wrong mutual funds?• Invested in all possible ways still money haven’t doubled? To all these there is one solution Join our First 1cr Club Webinar by payingjust 499/- by clicking the below link Join the ONE CRORE Club This Week Media Publications LIVE webinar of Stock Picking Simplified at Jan 11th Saturday, 4 pm. Participate https://www.youtube.com/watch?v=EUhYCvOFkQchttps://www.youtube.com/watch?v=yW70kZfhpSohttps://www.youtube.com/watch?v=EPiITkuixXYhttps://www.youtube.com/watch?v=bNAmkRDskdQ My Book Publications Buy Now Middle Class to Million Dollar Book Buy Now To Buy my Untold Wealth Secret Book Download this NewsLetter as a PDF by clicking the below button DOWNLOAD NOW Facebook Youtube Whatsapp Instagram Linkedin This Newsletter is from Creating Wealth Company –

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Assessing personal finance health – Tips to manage, improve, and secure your finances.

How healthy is your personal finance?

First step on the road to financial Success is to know where you stand. A recent statistics has found out that 75% of people don’t have a clear and accurate view on their whole financial picture and most importantly 50% people are not confident about will they achieve their financial goals. Pay Yourself First – Most Famous phrase from the book – Richest Man in Babylon.  Before you pay off your bills or spending – Save and invest atleast 10% of your income for Yourself.  Set aside this money for your Retirement & for your Financial Goals. Have your set aside 6 Months of your House Hold Expenses as an Emergency Fund?  Having an emergency fund will soften any financial Crisis to deal with. Remember Murphy’s Law – If something has to go wrong – Will go wrong.  Having enough money for 6 Months can pull you from anything that life can throw at to you. First, do you know the exact amount of debt you own (Principal Outstanding for Credit Cards, Home Loan, Business Loan, Etc….. as on today) and the actual Interest Rates? Sometimes it is absolute necessary to borrow the money such as, Education,  Car or Home. But always accelerate their payments.  Power of compounding can work against you, by accelerating the payments of all your debts, you can minimise the interest. I know, this is always a pain to record all our spending. This is an important part of your Financial Growth. Remember it is always not the size of the income that will determine where you will be in 20 Years, It’s how you spend it. This is a simple process of taking your assets and subtracting your liabilities.  In simple terms it is what you own and what you owe. Reviewing your net worth statements over time can help you determine where you are, and how to get where you want to be.  Is this the word budget makes you shy away? Do follow these steps and keep your budget within control Habits and Choices are very important to achieve personal excellence and Financial Success.  Personal Finances thumb rules are important to achieve Financial Success.  To create a personalised plan and investments – Reach out to me @ 9841058689. *Click the link & Change your Financial Life – Right Here, Right Now*  http://www.assetplus.in/partner/sathishkumar Take Your First Step Towards Smarter Investment Decision. Helping people to Increase their Networth and Wealth. Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Email: creatingwealthadvisory@gmail.com Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ http://www.assetplus.in/partner/sathishkumar https://www.flipkart.com/untold-wealth-secrets/p/itmdf470e16874ad?pid=9789389080223&cmpid=product.share.pp *How healthy is your personal finance?* *Understanding the Financial Thumb Rules are critical for Financial Success, Click this blog and evaluate your Financial Fitness* https://sathishspeaks.com/how-healthy-is-your-personal-finance *Click the link & Start your SIP / Investments – Right Here, Right Now*  http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Equity Fund Manager | Wealth Consultant | Author* Whatsapp / Call –  +919841058689 https://www.flipkart.com/untold-wealth-secrets/p/itmdf470e16874ad?pid=9789389080223&cmpid=product.share.pp Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

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Happiest Minds Tech IPO Review - Key highlights, performance insights, and expert analysis.

Happiest Minds Tech IPO Review

Company Overview: Happiest Minds Technologies is a digital transformation, infrastructure, security and product engineering services company. It has capabilities to provide end-to-end solutions in digital space It supports the customers in innovating new ways to interact with their clients which makes them more clients responsive and engaging. Company is headquartered in Bangalore, India and has its operations in the US, UK, Canada, Singapore and Australia. Objects of the Issue: The object of the issue is to harness the benefits of listing the equity shares on the exchanges.  The net proceeds from the issue will be utilised for: a) Meet long term working capital requirement (INR 1bn) b) General corporate purposes Outlook and Valuation: Happiest Minds Technologies repeat business (revenue from current customers) has steadily grown and contributed a significant portion of its revenue from contracts with customers over the fiscal which highlights a high degree of customer stickiness. Company is valued at P/E of 34.5x based on diluted EPS of FY20 as compared to industry average of 26.9x.  Competitive Strengths 1. Focused on software product development2. Strong Brand in offering Digital IT services3. Agile Engineering and Delivery 4. Company Revenue grew at 23% of CAGR over FY 19 – 20 5. Customer has 148 Active Clients and company has high degree of customer stickiness. 6. Company EBITA grew by 77% Based on positive sentiments around the IT industry and new technologies, I believe this would be a good opportunity for investors who look for listing gains and long term appreciation. To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Whats app / Call – 9841058689 Disclaimer This blog is for information purpose only. There are no guarantee about the performance of the stock, pls do your due diligence and research before you do a buy. IPO Investment are subject to market risk and company risk.  Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

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Personalization in marketing - a strategy to boost customer engagement and business success.

Good Equity Investment in 2020 

For common investors, the year 2019 was broadly a painful year filled mostly with what most experts agree is bad economic news. Though Nifty has delivered 14% of Absolute return in 2019, we had the lending industry reeling under an onslaught of negative discoveries as the ILFS and DHFL credit crises unfolded. Many debt funds had their reputations were also questioned in 2019. Over the past two years, market participants have undergone significant pain. The market has been polarized due to a narrow rally limited to a handful of largecap stocks while broader market has not performed. Having said everything bad, the investors who participated in best performing Large cap fund have enjoyed 16% of Return in 2019. ( It’s not that bad as we say though ) Equity Markets and its Returns Interestingly, the stock market, apart from a few hiccups managed to reach new highs and stay there. This ended up confusing many experts who wrote a lot on how could markets keep rising despite the spate of negative news. Many Investment Banking and Research Agencies estimate for Sensex index in Dec 2020 is 45000. Year 2020 is a year of Divergence, Divergence with Market Capitalisation, GDP VS Index and finally Emerging Markets Vs Developed Market Indices.  Positive catalysts for Year 2020 are Govt Reforms, Ample liquidity, Earnings Recovery, Settling down of US and China Phase 1 Trade Deals. Hence the best way and the themes for Year 2020 is You as an investor can only do one reasonable thing. Contact your Wealth Consultant and Invest for the long term in mutual funds that select the best companies of today, and the future, for you. To invest in Direct Equities and Mutual Funds reach out to me @ 9841058689. One Call Can Change your Finance Forever Take Your First Step Towards Smarter Investment Decision. Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Email: creatingwealthadvisory@gmail.com Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ http://www.assetplus.in/partner/sathishkumar https://www.flipkart.com/untold-wealth-secrets/p/itmdf470e16874ad?pid=9789389080223&cmpid=product.share.pp *Good Equity Investment in 2020*  *What you can understand here is* https://sathishspeaks.com/good-equity-investment-in-2020 *Click the link & Change your Financial Life – By investing in Mutual Funds*  http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Equity Fund Manager | Wealth Consultant | Author* *Whatsapp / Call –  +919841058689* https://www.flipkart.com/untold-wealth-secrets/p/itmdf470e16874ad?pid=9789389080223&cmpid=product.share.pp Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

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Equity vs. real estate investments – A guide to choosing the right option for your goals.

Should you invest in Equity or Real Estate?

Ashok is a senior Manager in a IT company and he has 50 Lakhs of surplus to invest. He is a intelligent investor and he noticed that 3 Asset Classes responded differently during Covid period Gold – has gained momentum since jan 2020, but he already has sufficient exposure to physical gold in his portfolio. The other popular choices are Real Estate and Equity. Real estate prices were hit a low and slump and there are many distress sales were on the rise meanwile the equity valuations hit a low and also seen a steady recovery till now. With both are popular options, he decided to a research and make his investment worthy return. Equity Vs Real Estate Return  He has realised that in the last 7 years equity has given superior returns than real estate and also his investment has would have given 24 lakhs of higher returns Ashok also knows that this is a passive index returns, the actual best performing returns can be easily can get 4% higher returns than index Real estate has it’s own novel factors, let’s do a quick check about it Conclusion It is absolutely good to own a house and restrict our investment to Real estate with 40% of our networth and don’t put all your eggs into one basket called Real Estate. Invest in Real Estate upto 40% of your networth. Connect with me on 9841058689 to know more about investments on Mutual Funds and Stock Market One call can change your finance forever Take Control of your Finances Click the link & Start your Mutual Fund investment  – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Founder – Creating Wealth Company Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ Should you invest in Equity or Real Estate? Click here to understand about eye opening comparison of Real estate and Stock market https://sathishspeaks.com/should-you-invest-in-equity-or-real-estate Click the link & Change your Financial Life – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Wealth Consultant | Author http://sathishspeaks.com/ Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌 You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

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How the Stock Markets are up, when the Economy is down?

World and India has imposed a greatest lockdown to fight this Covid 19.  The forecast from Economists are India will shrink its GDP and will be Negative for this year. This doom and gloom are something new in the last 50 Years…. Never Happened.  But not the stock markets, the PE levels of the few companies are even touched the pre covid Levels  How it is Possible for the Stock Markets are behaving like festival times, but the entire nation is mourning over its economy? Markets are meant to reflect the economy but unfortunately they do not always do so. If the market is fuelled by fundamentals it is a great time for long term investors and secular growth when price rises because profits are on growth path But the markets also go against the grain of fundamentals when fuelled by liquidity flows like  Quantitative easing, rate cuts etc has infused cash in the system and has increased liquidity  When all the money ( Both the Excess Liquidity from US as FII Money Nearly 22000 Cr of FII Money has got invested in June 2020 and MF Monthly SIP Surplus of around 7000 Cr every month  ) are diverted to investment markets giving an illusion that “all is well” everything is “back to normal” Pls be aware that such liquidity driven bull markets need not sustain themselves and are likely to correct sooner or later when the liquidity moves out. Analysts were asked investors to be most cautious at these times . Markets today are as expensive as they were before the pandemic Pre Covid levels. This means the corporate profits are down, fundamentals are down but but the market price isn’t reflecting the same. Price is rising although Earnings aren’t. Also Markets reflect the Average of 30 to 50 stocks and at times a few stocks rise disproportionately making the Average look good. Keep this in mind before we generalize economic revival. Conclusion There are few investors who wants to take tactical advantage of market by timing the low levels. But i always insisted that take part in the market at staggered tranches. Spilt your lump sum investment over 3 month horizon and invest – you will never be disappointed. One Call Can Change your Finance Forever Reach out to me in 9841058689 for all your Personal Finance advisory Click the link & Start your Mutual Fund investment  – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Whats app / Call – 9841058689 How the Stock Markets are up, when the Economy is down? Click the link and understand  https://sathishspeaks.com/how-the-stock-markets-are-up-when-the-economy-is-down One Call Can Change your Finance Forever Reach out to me in 9841058689 for all your Personal Finance advisory Click the link & Start your Mutual Fund investment  – Right Here, Right Now http://www.assetplus.in/partner/sathishkumar To open a Demat and Invest in Direct Stocks with my Recommendation https://app.aliceblueonline.com/openAccount.aspx?C=SSP03 Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Whats app / Call – 9841058689 Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

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It’s time to Change your Mutual Fund Divid End Strategy

Till now, tax-savvy investors have chosen the Dividend strategy on Mutual Funds more because of Tax Arbitrage.  A dividend Distribution Tax of 11.65%  ( 10% of DDT + 12% od Surcharge and 4% Cess ) on Mutual Funds is lower than the Capital Gains from the short-term tax rate of 15.6% ( Inclusive of Cess ) As dividends become taxable from 2020 Apr, It is no longer viable for Client to keep their money in Dividend schemes and it is completely wise to stay away from Mutual Funds Dividends Schemes. With dividend made taxable, the growth option is more beneficial and tax efficient. Many of Mutual Funds investors need regular income, If you need regular income from Mutual Fund investments, just withdraw required money from the mutual fund as Systematic withdrawal plan. If you do this you will end up paying much lesser tax for the same withdrawal amount, because the withdrawals are subject to Capital Gains and not as Income Tax. Regardless of whatever the changes on the recent budget by our Finance Minister, dividend strategy is always a bad idea. It never allows your money to grow compounded.  Now you have all the right reason to change your strategy from Dividend to Growth. To Invest in Mutual Funds – Click this link and Start your SIP / lumpsum Investments Now http://www.assetplus.in/partner/sathishkumar I am reachable at 9841058689 – One call can change your Finances Forever. Helping people to Increase their Networth and Wealth. Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Email: creatingwealthadvisory@gmail.com Whatsapp / Call –  +919841058689 Click this link to Buy my Untold Wealth Secrets Book –  *It’s time to Change your Mutual Fund Dividend Strategy* *Click this link and understand the current taxation implication on Dividend Strategy*  https://sathishspeaks.com/its-time-to-change-your-mutual-fund-dividend-strategy *Click the link & Start your Mutual Funds Investment – Right Here, Right Now*  http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Equity Fund Manager | Wealth Consultant | Author* Whatsapp / Call –  +919841058689 www.sathishspeaks.com Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/ Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

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Sensex and Nifty Target for 2025?

Weekly Wealth Report Issue 175, Weekly Wealth Newsletter:  30th Dec 2024 – 6th Jan 2025 (Weekly Wealth Newsletter and a Private Circulation from Creating Wealth Company)                                                                                Curated by Mr. Sathish Kumar Founder – Creating Wealth Company Crorepathi Creator | Financial Consultant | Author | Speaker | Columnist | Youtuber Phone – 9841058689   Mail – creatingwealthadvisory@gmail.com     Web – www.sathishspeaks.com Sensex and Nifty Target for 2025? Download this NewsLetter as a PDF DOWNLOAD AS PDF As Sensex, Nifty slip into correction phase, what to expect in 2025? Goldman Sachs sees Nifty at 27,000 by Dec 2025. Goldman Sachs, the New York-based investment bank, has outlined its strategic vision for Indian equities in 2025. The firm identifies major growth potential in sectors such as housing, agriculture, defence, tourism, and the rapidly growing segment of affluent consumers, which it believes will drive the next phase of economic expansion in India. The Indian benchmark indices, Nifty and Sensex have delivered positive returns of 9 per cent and 8.5 per cent respectively in 2024 so far. Even more impressive has been the performance of the broader market, Nifty Midcap 100 index and the Nifty Small cap 100 index gaining 24 per cent each. However, towards the fag end of the year, the markets have come under selling pressure, declining 1.7 per cent in December so far after a 0.3 per cent fall in November and a 6.2 per cent decline in October. This downtrend has led to many brokerages reducing their 2025 targets. Successful investment strategy requires regular reviewing and investor should buy funds at lower levels you can always reach us @ 78100 79946 for your portfolio review and rebalance Weekly Market Pulse Domestic equity markets rose after posting losses in the previous week as key benchmark indices BSE Sensex and Nifty 50 rose 0.84% and 0.96%, respectively. The rally was broad based as the mid-cap segment and the small-cap segment both closed the week in green. Domestic equity markets rose as a favourable personal consumption expenditures (PCE) price index report from the U.S. for the month of Nov 2024 renewed optimism regarding potential policy easing by the U.S. Federal Reserve in 2025. Sentiment was boosted after the U.S. Congress passed spending legislation on Dec 21, 2024, helping avert a year-end government shutdown. However, gains were restricted on concerns over persistent selling by the foreign institutional investors in domestic equity markets along with rupee’s record fall against the U.S. dollar. On the BSE sectoral front, a spirited rally in auto and pharma stocks infused fresh energy into the market. BSE Auto rose 2.09% after a domestic brokerage firm upgraded several auto companies, citing recovery prospects despite near-term headwinds, while BSE Healthcare witnessed a gain of 1.23% during the week. Mutual Fund Corner Invesco Balanced Advantage Fund The fund dynamically changes asset allocation across equity, debt, cash and derivatives (including hedges), based on valuation cycles. The Fund manager will increase the exposure to equity when market valuations are attractive and will prune the equity exposure by increasing cash or debt exposure and/or through hedging when equity markets get expensive or experience volatility. Allocation to equities and debt & money market instruments can be in the range of 0% – 100%. Asset allocation is determined based on proprietary model combining valuation parameters like P/E & P/B along with the yield gap to determine net equity allocation. The model may use qualitative overlay of fund management team from time to time to arrive at final equity allocation. To invest in SIP & in Mutual Funds Click the link and start your investments instantly ( You can also call us @ 78100 79946 ) Start your Investment Stock of the Week Apollo Hospitals CMP – 7246 Target – 7999 ( In 12 – 18 Month’s Time Frame) Apollo Hospitals was established in 1983 by Dr. Prathap C Reddy, renowned architect of modern healthcare in India. As the nation’s first corporate hospital, Apollo Hospitals is acclaimed for pioneering the private healthcare revolution in the country. Healthy long term growth as Operating profit has grown by an annual rate 20.59% With a growth in Net Profit of 28.29%, the company declared Very Positive results in Sep 24 Stock is technically in a Mildly Bullish range, Multiple factors for the stock are Bullish like MACD, KST and OBV With ROCE of 16.9, it has a Fair valuation with a 8.6 Enterprise value to Capital Employed High Institutional participation of 65% The stock is trading at a discount compared to its average historical valuations For your Equity Recommendation, Pls call us 78100 79946 Mutual Fund Course All you want to learn about Mutual Funds Kickstart your Investment Journey of 2025 from here What You will Learn: 1. A-Z of Mutual Funds 2. Master the Art of SIP’s 3. Build Wealth Like a Pro 4. Recorded session contains 8 Chapters in Tamil Language 5. Lifetime Access Join Mutual Fund Course My first 1 Crore Club Still Wondering how a salaried person/professionals can make 1cr? Why do you have to join this Community? • Having money but still doesn’t know how & where to invest? • Selecting wrong Stocks? • Selecting wrong mutual funds? • Invested in all possible ways still money haven’t doubled? To all these there is one solution Join our First 1cr Club Webinar by payingjust 499/- by clicking the below link Join the ONE CRORE Club This Week Media Publications Mutual Funds Vs Direct Stocks – Which is profitable for Investor? This week at Nanayam Vikatan Channel Link Click here My Book Publications Buy Now Middle Class to Million Dollar Book Buy Now To Buy my Untold Wealth Secret Book Download this NewsLetter as a PDF by clicking the below button DOWNLOAD NOW Facebook Youtube Whatsapp Instagram Linkedin This Newsletter is

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Summary of Jim Cramer's 'Get Rich Carefully' – Key insights and wealth-building strategies.

Book Summary of Get Rich Carefully 

Wall Street Veteran and Author James Cramer have written this book and in this he has mentioned about the perception of Stock Investing and strategies and Techniques to make astute decisions in Stock Investing. He explains in a simple and engaging way how every investor can get rich with a prudent and methodical approach. Lesson 1 – Conservative investors need not shy away from stocks Most people view stock markets with a lens of caution and often avoid investing in stock markets due to the perceived levels of risk. Due to this, it can be said that many people are actually afraid to invest in stocks. However, that need not be the case. Whether you are a conservative investor or an aggressive investor, it does not matter. All you need to do is understand the Stock Market. To create a successful stock investing experience, investors can reflect on the following themes which are made to last. These themes that have tremendous potential and can be considered as multi-year investment opportunities Lesson 2: Invest in ‘bankable’ management The people at the helm, the CEOs and senior management steering the company, matters the most. This gives rise to the concept of ‘bankable’ management. While investing in a company, it is very important to evaluate the senior management. Knowing their record and character of the CEO, how he has previously contributed to this firm or other firms that he might have worked at, and what he can bring to the future of the organisation will determine, more than any other factor, whether you will be able to get rich investing with that leader and very likely that that the investors make good money over long term. Lesson 3: Macro trends and policies are highly relevant in stock investing Another important lesson to learn is that we can’t just put our blinkers on and look at only a few factors while considering stock investing. The world is becoming increasingly globalised with the boundaries between countries dropping. This means that there are a host of factors, both micro and macro, that impact the fundamental value of a stock. Thus, it is important to first estimate the world’ growth, then estimate the sector’s growth within the world’s prospects, and then focus on figuring out how a given company is performing in that sector and what management is doing to exceed the average performance of companies in that sector. Measure your company’s growth rate against both the rate of growth in its own sector and the rate of world or Domestic Growth.  Lesson 4: There is no substitute for doing your own research Research is one of the main building blocks of stock investing. When you put money into stocks it is important for you to understand the core essence of stocks and also of the companies that you are investing in. Make an effort to understand important terminology related to stocks. What stocks mean, what is price, what is market capitalisation? Once this is done, make an effort to understand research terminology. What are earnings, what is growth, what is a P/E ra􀆟o? Knowing these can help you make be􀆩er stock investment decisions. Do not look at factors in isola􀆟on. Instead, make a note of all the factors that can impact a company’s stock price, take advice from trusted experts, and then weave all these inputs together to create a holistic picture. Thus, make an effort to understand your investments. Ignorance is never a good strategy. Lesson 5: Keep a long-term view on investing To successfully avoid market pitfalls and mitigate the volatility that is accompanied with stock investing, it is important to adopt a long-term approach to investing. When you invest in good companies, you need to keep holding them to reap their true benefits. This can only happen over the long-term. The best way to strike a balance between greed A viable way to gain exposure to equities is through equity mutual funds. These funds are professionally managed where the fund managers invest in the stock market based on a specific investment mandate and pre-determined risk levels. Further, investors can choose from Various equity schemes to suit their risk-return requirements. This can help investors get the desired equity exposure. The main thing is that investors must start their investment journey ‘now’.  Take Action and invest now with Mutual Fund by clicking the link http://www.assetplus.in/partner/sathishkumar To open a Demat and Invest in Direct Stocks with my Recommendation One Call Can Change your Finance Forever @ 9841058689 Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whats app / Call – 9841058689 Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

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6 Reason for not to get tempted with Bitcoin

The popularity of Bitcoin surges in the recent times, since the Bitcoins has brought whopping 200% 2020. It has captured the interest of the investor who are looking forward for alternative investment.  What is Bitcoin? Bitcoin is a Crypto Currency ( Digital Currency ) The identity of the crater has never been revealed ( though Craig Wright Claims himself as a creator)   There are more than 2000 varieties of Crypto Currency as there currently.  You can buy Bitcoins in 2 ways – Buying & Mining  Buying Bitcoins is a simpler process, as you are buying it from someone who are booking profits and exiting. Mining is difficult process as you need to solve complex algorithms and mathematical calculations, with this you can get rewarded with small part of Bitcoin, which is virtually impossible as the creators will never allow individuals to mine it. The current price of 1 Bitcoin is Rs.27.18 Lakhs as on 11th Jan 2021. As the Mining of Bitcoins has become complex, there is an artificial demand for Bitcoins in the recent times, which pushes its price upwards. What stoked the rally was the participation of larger institution than the retail participation. Unlike gold the supply of Bitcoins are shrinking.  Even though Bitcoins has offered highest return of 200% in 1 year, the retail and small investors should stay away from this high volatile investment because, If you are retail and small-time investor, stick to your asset allocation to Mutual Funds, Direct Stocks and stay away from high volatile and high-risk investment like Crypto Currencies.  If you still wish to participate, limit your exposure to 5% of your Networth.  One call can change your finances forever – Reach out to me @ 9841058689 To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ 6 Reasons not to get tempted with Bitcoin The popularity of Bitcoin surges in the recent times and It has captured the interest of the investor who are looking forward for alternative investment, click here to understand more on Bitcoins To invest in SIP & in Mutual Funds Click the link and start your investments instantly http://www.assetplus.in/partner/sathishkumar Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whatsapp / Call –  +919841058689 http://sathishspeaks.com/ Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

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