April 14, 2025

Weekly Wealth Report Issue 190, Weekly Wealth Newsletter: 14th April 2025 – 21st April 2025 (Weekly Wealth Newsletter and a Private Circulation from Creating Wealth Company)                                                                                Curated by Mr. Sathish Kumar Founder – Creating Wealth Company Crorepathi Creator | Financial Consultant | Author | Speaker | Columnist | Youtuber Phone – 9841058689   Mail – creatingwealthadvisory@gmail.com     Web – www.sathishspeaks.com Trump’s Tariff’s and It’s Trade War Fear Download this NewsLetter as a PDF DOWNLOAD AS PDF India’s central bank cuts policy rate to 6% to boost slowing growth, signals further easing ahead As you may have heard, the RBI recently announced rate cuts, bringing the repo rate from 6.25% to 6%.  This is the second rate cut in three months, which is quite recent considering the last time it happened before February was five years ago. So, why did this happen? Well, the RBI lowers the repo rate to increase the money supply and encourage economic growth, especially when inflation is stable.  For the financial year 2025–26, it expects inflation to be around 4%, well within its 2–6% target.     How will you benefit?  When the repo rate is reduced, the bank can borrow the money from RBI at cheaper rate. This can lead to lower interest rate at Home Loans, Auto Loans and Personal Loans.  A rate cut, especially by the Reserve Bank of India (RBI) in India, primarily benefits individuals by making borrowing cheaper, which can lead to lower loan interest rates and increased purchasing power. This can translate to savings on home loans, auto loans, and personal loans, making them more affordable  This also comes as the U.S.′ reciprocal tariffs kicked in at midnight stateside (9.31 a.m. India time) with a 26% levy slapped on goods coming in from India.   Interest Rates and the Stock Market  This means companies can access loans at lower costs, making it easier for them to invest in new projects, expand their operations, or fund innovation. By lowering the lending rate to banks, the RBI can nudge banks to do the same, i.e., lower interest rates across the economy. This will act to stimulate economic growth. The Economy will get Multiplier Effect in Growth. The central bank hopes this rate reduction ensures liquidity for businesses in a time of uncertainty, so that they can continue investing in the real economy even as they attempt to diversify their exports. RBI’s lowered GDP growth estimates for the current fiscal, from 6.7% to 6.5% due to Tariff’s and Trade war. But still 6.5% is good enough growth comparing other Emerging Markets. Successful investment strategy requires regular reviewing and investor should buy funds at lower levels you can always reach us @ 78100 79946 for your portfolio review and rebalance Weekly Market Pulse Last week was a roller coaster ride in Dalal Street with Reciprocal Tariff’s from US, China’s Counter Tariff’s and RBI Rate Cuts. Initially, Indian Stock Market on Monday registered 3% Fall, while most of the Asian Peers were down by 7% to 10% on 7th April. On 11th April, Nifty 50 Jumps Nearly 2% in Early Trade on Friday, Indian benchmark indices, Sensex and Nifty, surged nearly 2% to end in the green after the U.S. paused steep reciprocal tariffs.  However, gains were limited by ongoing U.S.- China trade tensions, Still there is Tariff and Cold War 2.0 happening between US and China. The Indian Rupee made a strong comeback in early trade on Friday, opening 46 paise higher at ₹86.22 against the US Dollar and further appreciating to ₹86.17, registering a gain of 51 paise from its previous close of ₹86.68 A decline in global crude oil prices added momentum to the Rupee’s upward movement. Lower oil prices reduce India’s import bill and support the local currency, especially in a high-import economy like India. The Dollar Index weakened considerably, dropping by 0.81%. The US Dollar fell to multi-decade lows against the Swiss franc, further aiding the Rupee’s rise. While, FIIs offloaded ₹4,358 crore worth of equities, while DIIs provided some support with net buying of ₹2,976 crore. Mutual Fund Corner Invesco Large & Mid Cap Fund Invesco Large & Mid Cap Fund – An open ended equity scheme investing in both large cap and mid cap stocks Fund Managers: Aditya Khemani & Amit Ganatra Investment Strategy and Portfolio Construction Guidelines Invests in a combination of both growth and value stocks Bottom up and top-down approach to select stocks No cash calls – fully invested approach (Target 95%)1 No. of holdings – 50-70 Stocks Capital appreciation over long-term Investments predominantly in equity and equity-related instruments of large and midcap companies To invest in SIP & in Mutual Funds Click the link and start your investments instantly ( You can also call us @ 78100 79946 ) Start your Investment Mutual Fund Course All you want to learn about Mutual Funds Kickstart your Investment Journey of 2025 from here What You will Learn:1. A-Z of Mutual Funds2. Master the Art of SIP’s3. Build Wealth Like a Pro4. Recorded session contains 8 Chapters in Tamil Language5. Lifetime Access Join Mutual Fund Course My First 1 Crore Club Still Wondering how a salaried person/professionals can make 1cr? Why do you have to join this Community? • Having money but still doesn’t know how & where to invest?• Selecting wrong Stocks?• Selecting wrong mutual funds?• Invested in all possible ways still money haven’t doubled? Join our First 1cr Club Webinar by payingjust 499/-  Join the ONE CRORE Club Stock Simplified Course All you want to learn about Stock MarketKickstart your Investment Journey of 2025 from here Key Highlights: 1. Key entry and exit points of the stock market2. 6-point filter to select a high-performing stock3. Learn macro-economic trends in stock picking Join the Stock Market Simplified Course This Week Media Publications https://www.youtube.com/watch?v=7WhVNRHbjIYhttps://www.youtube.com/watch?v=f3SDCMW5fYIhttps://www.youtube.com/watch?v=may97mK-eLEhttps://www.youtube.com/watch?v=uGCLwb_FAUk My Book Publications Middle Class to Million Dollar Book