Sathish Speaks

December 30, 2024

It’s time to Change your Mutual Fund Divid End Strategy

Till now, tax-savvy investors have chosen the Dividend strategy on Mutual Funds more because of Tax Arbitrage.  A dividend Distribution Tax of 11.65%  ( 10% of DDT + 12% od Surcharge and 4% Cess ) on Mutual Funds is lower than the Capital Gains from the short-term tax rate of 15.6% ( Inclusive of Cess ) As dividends become taxable from 2020 Apr, It is no longer viable for Client to keep their money in Dividend schemes and it is completely wise to stay away from Mutual Funds Dividends Schemes. With dividend made taxable, the growth option is more beneficial and tax efficient. Many of Mutual Funds investors need regular income, If you need regular income from Mutual Fund investments, just withdraw required money from the mutual fund as Systematic withdrawal plan. If you do this you will end up paying much lesser tax for the same withdrawal amount, because the withdrawals are subject to Capital Gains and not as Income Tax. Regardless of whatever the changes on the recent budget by our Finance Minister, dividend strategy is always a bad idea. It never allows your money to grow compounded.  Now you have all the right reason to change your strategy from Dividend to Growth. To Invest in Mutual Funds – Click this link and Start your SIP / lumpsum Investments Now http://www.assetplus.in/partner/sathishkumar I am reachable at 9841058689 – One call can change your Finances Forever. Helping people to Increase their Networth and Wealth. Sathish Kumar Equity Fund Manager | Wealth Consultant | Author Email: creatingwealthadvisory@gmail.com Whatsapp / Call –  +919841058689 Click this link to Buy my Untold Wealth Secrets Book –  *It’s time to Change your Mutual Fund Dividend Strategy* *Click this link and understand the current taxation implication on Dividend Strategy*  https://sathishspeaks.com/its-time-to-change-your-mutual-fund-dividend-strategy *Click the link & Start your Mutual Funds Investment – Right Here, Right Now*  http://www.assetplus.in/partner/sathishkumar *Sathish Kumar* *Equity Fund Manager | Wealth Consultant | Author* Whatsapp / Call –  +919841058689 www.sathishspeaks.com Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/ Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn: Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

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Sensex and Nifty Target for 2025?

Weekly Wealth Report Issue 175, Weekly Wealth Newsletter:  30th Dec 2024 – 6th Jan 2025 (Weekly Wealth Newsletter and a Private Circulation from Creating Wealth Company)                                                                                Curated by Mr. Sathish Kumar Founder – Creating Wealth Company Crorepathi Creator | Financial Consultant | Author | Speaker | Columnist | Youtuber Phone – 9841058689   Mail – creatingwealthadvisory@gmail.com     Web – www.sathishspeaks.com Sensex and Nifty Target for 2025? Download this NewsLetter as a PDF DOWNLOAD AS PDF As Sensex, Nifty slip into correction phase, what to expect in 2025? Goldman Sachs sees Nifty at 27,000 by Dec 2025. Goldman Sachs, the New York-based investment bank, has outlined its strategic vision for Indian equities in 2025. The firm identifies major growth potential in sectors such as housing, agriculture, defence, tourism, and the rapidly growing segment of affluent consumers, which it believes will drive the next phase of economic expansion in India. The Indian benchmark indices, Nifty and Sensex have delivered positive returns of 9 per cent and 8.5 per cent respectively in 2024 so far. Even more impressive has been the performance of the broader market, Nifty Midcap 100 index and the Nifty Small cap 100 index gaining 24 per cent each. However, towards the fag end of the year, the markets have come under selling pressure, declining 1.7 per cent in December so far after a 0.3 per cent fall in November and a 6.2 per cent decline in October. This downtrend has led to many brokerages reducing their 2025 targets. Successful investment strategy requires regular reviewing and investor should buy funds at lower levels you can always reach us @ 78100 79946 for your portfolio review and rebalance Weekly Market Pulse Domestic equity markets rose after posting losses in the previous week as key benchmark indices BSE Sensex and Nifty 50 rose 0.84% and 0.96%, respectively. The rally was broad based as the mid-cap segment and the small-cap segment both closed the week in green. Domestic equity markets rose as a favourable personal consumption expenditures (PCE) price index report from the U.S. for the month of Nov 2024 renewed optimism regarding potential policy easing by the U.S. Federal Reserve in 2025. Sentiment was boosted after the U.S. Congress passed spending legislation on Dec 21, 2024, helping avert a year-end government shutdown. However, gains were restricted on concerns over persistent selling by the foreign institutional investors in domestic equity markets along with rupee’s record fall against the U.S. dollar. On the BSE sectoral front, a spirited rally in auto and pharma stocks infused fresh energy into the market. BSE Auto rose 2.09% after a domestic brokerage firm upgraded several auto companies, citing recovery prospects despite near-term headwinds, while BSE Healthcare witnessed a gain of 1.23% during the week. Mutual Fund Corner Invesco Balanced Advantage Fund The fund dynamically changes asset allocation across equity, debt, cash and derivatives (including hedges), based on valuation cycles. The Fund manager will increase the exposure to equity when market valuations are attractive and will prune the equity exposure by increasing cash or debt exposure and/or through hedging when equity markets get expensive or experience volatility. Allocation to equities and debt & money market instruments can be in the range of 0% – 100%. Asset allocation is determined based on proprietary model combining valuation parameters like P/E & P/B along with the yield gap to determine net equity allocation. The model may use qualitative overlay of fund management team from time to time to arrive at final equity allocation. To invest in SIP & in Mutual Funds Click the link and start your investments instantly ( You can also call us @ 78100 79946 ) Start your Investment Stock of the Week Apollo Hospitals CMP – 7246 Target – 7999 ( In 12 – 18 Month’s Time Frame) Apollo Hospitals was established in 1983 by Dr. Prathap C Reddy, renowned architect of modern healthcare in India. As the nation’s first corporate hospital, Apollo Hospitals is acclaimed for pioneering the private healthcare revolution in the country. Healthy long term growth as Operating profit has grown by an annual rate 20.59% With a growth in Net Profit of 28.29%, the company declared Very Positive results in Sep 24 Stock is technically in a Mildly Bullish range, Multiple factors for the stock are Bullish like MACD, KST and OBV With ROCE of 16.9, it has a Fair valuation with a 8.6 Enterprise value to Capital Employed High Institutional participation of 65% The stock is trading at a discount compared to its average historical valuations For your Equity Recommendation, Pls call us 78100 79946 Mutual Fund Course All you want to learn about Mutual Funds Kickstart your Investment Journey of 2025 from here What You will Learn: 1. A-Z of Mutual Funds 2. Master the Art of SIP’s 3. Build Wealth Like a Pro 4. Recorded session contains 8 Chapters in Tamil Language 5. Lifetime Access Join Mutual Fund Course My first 1 Crore Club Still Wondering how a salaried person/professionals can make 1cr? Why do you have to join this Community? • Having money but still doesn’t know how & where to invest? • Selecting wrong Stocks? • Selecting wrong mutual funds? • Invested in all possible ways still money haven’t doubled? To all these there is one solution Join our First 1cr Club Webinar by payingjust 499/- by clicking the below link Join the ONE CRORE Club This Week Media Publications Mutual Funds Vs Direct Stocks – Which is profitable for Investor? This week at Nanayam Vikatan Channel Link Click here My Book Publications Buy Now Middle Class to Million Dollar Book Buy Now To Buy my Untold Wealth Secret Book Download this NewsLetter as a PDF by clicking the below button DOWNLOAD NOW Facebook Youtube Whatsapp Instagram Linkedin This Newsletter is

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Summary of Jim Cramer's 'Get Rich Carefully' – Key insights and wealth-building strategies.

Book Summary of Get Rich Carefully 

Wall Street Veteran and Author James Cramer have written this book and in this he has mentioned about the perception of Stock Investing and strategies and Techniques to make astute decisions in Stock Investing. He explains in a simple and engaging way how every investor can get rich with a prudent and methodical approach. Lesson 1 – Conservative investors need not shy away from stocks Most people view stock markets with a lens of caution and often avoid investing in stock markets due to the perceived levels of risk. Due to this, it can be said that many people are actually afraid to invest in stocks. However, that need not be the case. Whether you are a conservative investor or an aggressive investor, it does not matter. All you need to do is understand the Stock Market. To create a successful stock investing experience, investors can reflect on the following themes which are made to last. These themes that have tremendous potential and can be considered as multi-year investment opportunities Lesson 2: Invest in ‘bankable’ management The people at the helm, the CEOs and senior management steering the company, matters the most. This gives rise to the concept of ‘bankable’ management. While investing in a company, it is very important to evaluate the senior management. Knowing their record and character of the CEO, how he has previously contributed to this firm or other firms that he might have worked at, and what he can bring to the future of the organisation will determine, more than any other factor, whether you will be able to get rich investing with that leader and very likely that that the investors make good money over long term. Lesson 3: Macro trends and policies are highly relevant in stock investing Another important lesson to learn is that we can’t just put our blinkers on and look at only a few factors while considering stock investing. The world is becoming increasingly globalised with the boundaries between countries dropping. This means that there are a host of factors, both micro and macro, that impact the fundamental value of a stock. Thus, it is important to first estimate the world’ growth, then estimate the sector’s growth within the world’s prospects, and then focus on figuring out how a given company is performing in that sector and what management is doing to exceed the average performance of companies in that sector. Measure your company’s growth rate against both the rate of growth in its own sector and the rate of world or Domestic Growth.  Lesson 4: There is no substitute for doing your own research Research is one of the main building blocks of stock investing. When you put money into stocks it is important for you to understand the core essence of stocks and also of the companies that you are investing in. Make an effort to understand important terminology related to stocks. What stocks mean, what is price, what is market capitalisation? Once this is done, make an effort to understand research terminology. What are earnings, what is growth, what is a P/E ra􀆟o? Knowing these can help you make be􀆩er stock investment decisions. Do not look at factors in isola􀆟on. Instead, make a note of all the factors that can impact a company’s stock price, take advice from trusted experts, and then weave all these inputs together to create a holistic picture. Thus, make an effort to understand your investments. Ignorance is never a good strategy. Lesson 5: Keep a long-term view on investing To successfully avoid market pitfalls and mitigate the volatility that is accompanied with stock investing, it is important to adopt a long-term approach to investing. When you invest in good companies, you need to keep holding them to reap their true benefits. This can only happen over the long-term. The best way to strike a balance between greed A viable way to gain exposure to equities is through equity mutual funds. These funds are professionally managed where the fund managers invest in the stock market based on a specific investment mandate and pre-determined risk levels. Further, investors can choose from Various equity schemes to suit their risk-return requirements. This can help investors get the desired equity exposure. The main thing is that investors must start their investment journey ‘now’.  Take Action and invest now with Mutual Fund by clicking the link http://www.assetplus.in/partner/sathishkumar To open a Demat and Invest in Direct Stocks with my Recommendation One Call Can Change your Finance Forever @ 9841058689 Sathish Kumar Equity Fund Manager | Financial Consultant | Author Whats app / Call – 9841058689 Sathish is a Crorepathi Creator | Author | AMFI Registered Mutual Fund Distributor | Columnist | YoutuberI have 22 years of experience in Financial Services, in which 15 Years of Experience in being associated with major banks and 7+Years of experience personally as founder of Creating Wealth Company Still Dreaming How to Start Your Investment?My First 1Cr Community is a platform for you to plan your First 1Cr and I will Guide you every week Saturday in Live Webinar Session Visit My Website for more Information www.sathishspeaks.comJoin My First 1Cr Club Community www.webinar.sathishspeaks.comCheck out our Youtube Channel – https://www.youtube.com/@Sathish_Speaks_/featured Contact us – 7810079946 #1crorecommunity #financialeducation #investingjourney #stockmarkettips #personalfinance #wealthbuilding #financialfreedom #investmentstrategies #moneymanagement #financecommunity #successjourney #millionairemindset #financialliteracy #moneymatters #smartinvesting #1croregoals #financialplanning #stockmarketindia #investoreducation #wealthcreation #financegoals #learntoinvest #financialinsights #mutualfund #savingstips #sathishspeaks #systematicinvestment #sip #investment #stockmarket #money Kickstart your Investment Journey of 2025 from here🤝🏻Check out Our New Course “Welcome to the World of Mutual Funds”🙌You will Learn:1.A-Z of Mutual Funds2.SIP Techniques & Much More You will get:1.8 Chapters2.Recorded Course3.Lifetime Access Actual Cost 4999/- and get it for 2499/-For First 100 Registrations as Launch Offer Buy it at 1999/- Use Code “SATHISHSPEAKS2025” Hurry Up Limited Period Offer Only!!!! Click the below link to enroll to the course and Transform your finances 👇https://webinar.sathishspeaks.com/

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